Skip to content
Encuentra Ecuador Search

Company profile

Active

Smartseg S.A. Agencia Asesora Productora de Seguros

RUC 1391830122001 · Portoviejo, Manabi

Registry data

RUC
1391830122001
Legal name
SMARTSEG S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS
Size segment (SCVS)
Small · 2025
Incorporation date
August 27, 2015
Start of activities (SRI)
September 10, 2015
Subscribed capital
$800
Economic activity
Provision of insurance services other than life insurance: accident and fire insurance, health insurance, travel insurance, property insurance, road, marine and air transport insurance, pecuniary loss and liability insurance
ISIC code
K6512.01
Last year with filed statements
2025
Address
Reales Tamarindos sin Numero, Ramos Iduarte
Location
Portoviejo, Manabi
Region
Costa

Financial statements

Debt ratio
0.0%
Net margin
2.6%
Return on equity (ROE)
9.2%
Revenue vs 2024
−3.6%
Revenue by year
$0
$151 k
$117 k
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Net result by year
$0
$16.7 k
−$17.6 k
$3.1 k
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Employees by year 2015 → 2025 · +100.0%
2
4
4
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

The income statement · 2025

  • Revenue $117,423
  • Expenses $112,804
  • Net result $3,062

Balance sheet structure · 2025

What it owns

  • Current assets $17,978 54%
  • Non-current assets $15,407 46%

How it is financed

  • Current liabilities $0 0%
  • Non-current liabilities $0 0%
  • Equity $33,384 100%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $117,423 $3,062 $33,384 $33,384 4
2024 $121,814 $3,554 $33,134 $33,134 4
2023 $91,268 −$17,610 $29,143 $29,143 4
2022 $107,800 $16,664 $50,758 $40,723 4
2021 $107,819 $0 $0 $0 4
2020 $95,525 $0 $27,772 $21,561 4
2019 $125,071 $0 $34,974 $25,851 4
2018 $41,884 $0 $50,182 $44,056 4
2017 $150,827 $0 $33,803 $29,965 4
2016 $36,553 $0 $44,637 $41,389 2
2015 $0 $0 $800 $800 2

In 2025 it recorded revenue of $117,423 and a net result of $3,062, a margin of 2.6%.

Its 2025 revenue exceeds that of 53.7% of the 95,463 companies in the country that recorded sales that year. In Manabi, it exceeds 52.1% of the 3,662 on record.

Within its activity (ISIC code K6512, 34 companies with sales), its revenue exceeds that of 20.6%; the trade’s typical margin was 2.0%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 2, 2026
RUC status: Active
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
Yes When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
No Designated by the SRI for its size, with additional filing obligations
Start of activities
September 10, 2015

Establishments · 1 registered, 1 open

  • HEAD OFFICE Manabi / Portoviejo / 18 de Octubre / Reales Tamarindos S/N y Av. América y Ramos Iduarte Open

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 1 open establishment in Manabi.

24 de Mayo: 0 companies Bolívar: 0 companies Chone: 0 companies El Carmen: 0 companies Flavio Alfaro: 0 companies Jama: 0 companies Jaramijó: 0 companies Jipijapa: 0 companies Junín: 0 companies Manta: 0 companies Montecristi: 0 companies Olmedo: 0 companies Paján: 0 companies Pedernales: 0 companies Pichincha: 0 companies Portoviejo: 1 companies Puerto López: 0 companies Rocafuerte: 0 companies San Vicente: 0 companies Santa Ana: 0 companies Sucre: 0 companies Tosagua: 0 companies Chone Pedernales Sucre Jipijapa Portoviejo Paján El Carmen Santa Ana Jama Bolívar

24 de Mayo · 0 companiesBolívar · 0 companiesChone · 0 companiesEl Carmen · 0 companiesFlavio Alfaro · 0 companiesJama · 0 companiesJaramijó · 0 companiesJipijapa · 0 companiesJunín · 0 companiesManta · 0 companiesMontecristi · 0 companiesOlmedo · 0 companiesPaján · 0 companiesPedernales · 0 companiesPichincha · 0 companiesPortoviejo · 1 companiesPuerto López · 0 companiesRocafuerte · 0 companiesSan Vicente · 0 companiesSanta Ana · 0 companiesSucre · 0 companiesTosagua · 0 companies Point at or tap a canton to see its figure

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

  • Portoviejo head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Insurance, reinsurance and pension funding, except compulsory social security
  3. Insurance
  4. Non-life insurance
  5. Provision of insurance services other than life insurance: accident and fire insurance, health insurance, travel insurance, property insurance, road, marine and air transport insurance, pecuniary loss and liability insurance

Frequently asked questions

What is the RUC of Smartseg S.A. Agencia Asesora Productora de Seguros?

The RUC (taxpayer registration number) of SMARTSEG S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS is 1391830122001, according to Ecuador’s public corporate registry.

Is Smartseg S.A. Agencia Asesora Productora de Seguros active?

Yes. Its legal status in the registry is Activa.

What does Smartseg S.A. Agencia Asesora Productora de Seguros do?

Its registered economic activity (ISIC K6512.01) is: Provision of insurance services other than life insurance: accident and fire insurance, health insurance, travel insurance, property insurance, road, marine and air transport insurance, pecuniary loss and liability insurance

Where is Smartseg S.A. Agencia Asesora Productora de Seguros located?

Its registered address is in Portoviejo, province of Manabi, Ecuador.

When was Smartseg S.A. Agencia Asesora Productora de Seguros incorporated?

It was incorporated on August 27, 2015, as a stock corporation (s.a.).

Related companies

Corporate information from official public records of Ecuador · where this data comes from