Company profile
Esmarfel Agencia Asesora Productora de Seguros S.A.
RUC 1792020522001 · Quito, Pichincha
Registry data
- RUC
- 1792020522001
- Legal name
- ESMARFEL AGENCIA ASESORA PRODUCTORA DE SEGUROS S.A.
- Trade name
- ESMARFEL CÍA. LTDA.
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Small · 2025
- Incorporation date
- January 13, 2006
- Start of activities (SRI)
- January 13, 2006
- Subscribed capital
- $1,000
- Economic activity
- Provision of insurance services other than life insurance: accident and fire insurance, health insurance, travel insurance, property insurance, road, marine and air transport insurance, pecuniary loss and liability insurance
- ISIC code
- K6512.01
- Last year with filed statements
- 2025
- Address
- Checoslovaquia E9-95, Suiza, Iñaquito
- Location
- Quito, Pichincha
- Region
- Sierra
- Phone
- 026041255
Financial statements
- Current ratio
- 3.40
- Debt ratio
- 42.0%
- Net margin
- 1.6%
- Return on equity (ROE)
- 5.0%
- Revenue vs 2024
- −8.4%
The income statement · 2025
- Revenue $190,046
- Expenses $185,459
- Net result $3,041
Balance sheet structure · 2025
What it owns
- Current assets $45,041 43%
- Non-current assets $59,577 57%
How it is financed
- Current liabilities $13,267 13%
- Non-current liabilities $30,717 29%
- Equity $60,633 58%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $190,046 | $3,041 | $104,618 | $60,633 | 2 |
| 2024 | $207,400 | $3,471 | $125,686 | $57,592 | 2 |
| 2023 | $190,139 | $2,885 | $106,969 | $54,121 | 2 |
| 2022 | $0 | $3,812 | $102,048 | $51,590 | 2 |
| 2021 | $164,144 | $2,997 | $88,744 | $47,778 | 3 |
| 2020 | $148,387 | $1,434 | $82,874 | $44,252 | 3 |
| 2019 | $154,811 | $546 | $54,344 | $42,540 | 3 |
| 2018 | $187,374 | $6,757 | $65,472 | $45,961 | 8 |
| 2017 | $172,837 | $2,680 | $69,239 | $39,204 | 14 |
| 2016 | $164,199 | $1,516 | $54,013 | $38,692 | 10 |
| 2015 | $141,704 | $1,194 | $46,040 | $36,759 | 10 |
In 2025 it recorded revenue of $190,046 and a net result of $3,041, a margin of 1.6%.
Its 2025 revenue exceeds that of 61.9% of the 95,463 companies in the country that recorded sales that year. In Pichincha, it exceeds 61.2% of the 32,639 on record.
Within its activity (ISIC code K6512, 34 companies with sales), its revenue exceeds that of 29.4%; the trade’s typical margin was 2.0%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- January 13, 2006
Establishments · 1 registered, 1 open
- HEAD OFFICE Pichincha / Quito / Iñaquito / Av. Republica E7-61 y Martin Carrion Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Pichincha.
Cayambe · 0 companiesMejia · 0 companiesPedro Moncayo · 0 companiesPedro Vicente Maldonado · 0 companiesPuerto Quito · 0 companiesQuito · 1 companiesRuminahui · 0 companiesSan Miguel de los Bancos · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Quito head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Insurance, reinsurance and pension funding, except compulsory social security
- Insurance
- Non-life insurance
- Provision of insurance services other than life insurance: accident and fire insurance, health insurance, travel insurance, property insurance, road, marine and air transport insurance, pecuniary loss and liability insurance
Frequently asked questions
What is the RUC of Esmarfel Agencia Asesora Productora de Seguros S.A.?
The RUC (taxpayer registration number) of ESMARFEL AGENCIA ASESORA PRODUCTORA DE SEGUROS S.A. is 1792020522001, according to Ecuador’s public corporate registry.
Is Esmarfel Agencia Asesora Productora de Seguros S.A. active?
Yes. Its legal status in the registry is Activa.
What trade name does Esmarfel Agencia Asesora Productora de Seguros S.A. use?
It operates under the trade name ESMARFEL CÍA. LTDA., according to the SRI’s RUC registry.
What does Esmarfel Agencia Asesora Productora de Seguros S.A. do?
Its registered economic activity (ISIC K6512.01) is: Provision of insurance services other than life insurance: accident and fire insurance, health insurance, travel insurance, property insurance, road, marine and air transport insurance, pecuniary loss and liability insurance
Where is Esmarfel Agencia Asesora Productora de Seguros S.A. located?
Its registered address is in Quito, province of Pichincha, Ecuador.
When was Esmarfel Agencia Asesora Productora de Seguros S.A. incorporated?
It was incorporated on January 13, 2006, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from