Company profile
Credimatic S.A.
RUC 0992294574001 · Guayaquil, Guayas
Registry data
- RUC
- 0992294574001
- Legal name
- CREDIMATIC S.A.
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Large · 2025
- Incorporation date
- March 17, 2003
- Start of activities (SRI)
- March 17, 2003
- Subscribed capital
- $2,640,000
- Economic activity
- Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
- ISIC code
- K6619.01
- Last year with filed statements
- 2025
- Address
- Balsamos Sur 103, Calle Unica Esq / MZ 10-11, Na
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 043814900
Financial statements
- Current ratio
- 5.80
- Debt ratio
- 23.0%
- Net margin
- 24.7%
- Return on equity (ROE)
- 24.2%
- Revenue vs 2024
- −0.1%
The income statement · 2025
- Revenue $13,347,192
- Expenses $7,918,604
- Net result $3,292,037
Balance sheet structure · 2025
What it owns
- Current assets $16,243,105 92%
- Non-current assets $1,383,650 8%
How it is financed
- Current liabilities $2,801,069 16%
- Non-current liabilities $1,245,248 7%
- Equity $13,580,438 77%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $13,347,192 | $3,292,037 | $17,626,755 | $13,580,438 | 4 |
| 2024 | $13,359,186 | $3,601,247 | $14,725,427 | $10,353,574 | 3 |
| 2023 | $11,673,180 | $3,453,387 | $9,935,631 | $6,769,791 | 101 |
| 2022 | $9,945,168 | $2,902,162 | $7,411,030 | $3,218,772 | 89 |
| 2021 | $8,187,584 | $297,721 | $5,874,480 | $4,934,812 | 67 |
| 2020 | $8,577,702 | $438,394 | $11,259,241 | $6,309,806 | 85 |
| 2019 | $9,306,764 | $184,855 | $12,724,080 | $6,548,066 | 84 |
| 2018 | $8,639,002 | $82,178 | $13,450,970 | $6,223,708 | 108 |
| 2017 | $7,260,036 | $176,235 | $13,110,098 | $5,339,616 | 50 |
| 2016 | $6,926,777 | $367,219 | $13,137,257 | $3,914,766 | 106 |
| 2015 | $6,604,376 | $344,488 | $10,235,718 | $3,110,765 | 126 |
| 2014 | $6,042,146 | $46,802 | $9,049,561 | $2,640,120 | 127 |
| 2013 | $5,042,372 | $13,551 | $6,960,882 | $2,607,436 | 101 |
| 2012 | $4,100,453 | $61,728 | $5,957,053 | $3,854,901 | 97 |
| 2011 | $3,650,516 | $71,854 | $2,654,775 | $1,420,110 | 95 |
| 2010 | $3,089,100 | $64,650 | $1,967,942 | $1,348,256 | 89 |
| 2009 | $2,844,372 | $40,156 | $1,731,330 | $1,345,371 | 82 |
| 2008 | $2,438,354 | $114,320 | $1,743,235 | $1,310,225 | 75 |
| 2007 | $2,366,098 | $272,074 | $1,744,581 | $1,340,895 | — |
| 2006 | $1,668,053 | −$139,448 | $1,302,947 | $1,068,821 | — |
| 2005 | $1,435,537 | −$6,379 | $1,109,396 | $915,625 | — |
| 2004 | $1,056,780 | −$318,847 | $947,505 | $426,744 | — |
| 2003 | $254,513 | −$87,521 | $666,478 | $595,591 | — |
In 2025 it recorded revenue of $13,347,192 and a net result of $3,292,037, a margin of 24.7%.
Its 2025 revenue exceeds that of 98.1% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 97.6% of the 34,598 on record.
Within its activity (ISIC code K6619.01, 112 companies with sales), its revenue exceeds that of 92.0%; the trade’s typical margin was 2.4%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- Yes Designated by the SRI for its size, with additional filing obligations
- Start of activities
- March 17, 2003
Establishments · 2 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Tarqui / Balsamos Sur 103 y Calle Unica Esq Open
- Pichincha / Quito / Mariscal Sucre / Av. Amazonas N26-159 y Avenida Orellana Closed
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas, plus 1 closed.
Azuay: no dataBolívar: no dataCarchi: no dataCañar: no dataChimborazo: no dataCotopaxi: no dataEl Oro: no dataEsmeraldas: no dataGalápagos: no dataGuayas: 1 companiesImbabura: no dataLoja: no dataLos Ríos: no dataManabí: no dataMorona Santiago: no dataNapo: no dataOrellana: no dataPastaza: no dataPichincha: 0 companiesSanta Elena: no dataSanto Domingo de los Tsáchilas: no dataSucumbíos: no dataTungurahua: no dataZamora Chinchipe: no data Point at or tap a province to see its figure
Provinces with a presence
- Guayas head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to financial service activities, except insurance and pension funding
- Other activities auxiliary to financial service activities
- Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
Frequently asked questions
What is the RUC of Credimatic S.A.?
The RUC (taxpayer registration number) of CREDIMATIC S.A. is 0992294574001, according to Ecuador’s public corporate registry.
Is Credimatic S.A. active?
Yes. Its legal status in the registry is Activa.
What does Credimatic S.A. do?
Its registered economic activity (ISIC K6619.01) is: Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
Where is Credimatic S.A. located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Credimatic S.A. incorporated?
It was incorporated on March 17, 2003, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from