Company profile
Banred S.A.
RUC 0991325026001 · Guayaquil, Guayas
Registry data
- RUC
- 0991325026001
- Legal name
- BANRED S.A.
- Trade name
- BANRED
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Large · 2025
- Incorporation date
- August 15, 1995
- Start of activities (SRI)
- August 15, 1995
- Subscribed capital
- $2,000,000
- Economic activity
- Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
- ISIC code
- K6619.01
- Last year with filed statements
- 2025
- Address
- P. Carbo 555, Luque y Velez, Centro
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 044003000
Financial statements
- Current ratio
- 2.91
- Debt ratio
- 40.3%
- Net margin
- 18.9%
- Return on equity (ROE)
- 30.5%
- Revenue vs 2024
- +17.8%
The income statement · 2025
- Revenue $17,783,731
- Cost of sales $6,905,797
- Expenses $5,567,649
- Net result $3,362,283
Balance sheet structure · 2025
What it owns
- Current assets $10,708,680 58%
- Non-current assets $7,746,681 42%
How it is financed
- Current liabilities $3,686,171 20%
- Non-current liabilities $3,745,894 20%
- Equity $11,023,296 60%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $17,783,731 | $3,362,283 | $18,455,361 | $11,023,296 | 198 |
| 2024 | $15,102,249 | $2,314,805 | $12,670,576 | $7,661,014 | 187 |
| 2023 | $14,758,566 | $2,641,508 | $13,439,725 | $8,460,999 | 150 |
| 2022 | $13,989,409 | $1,994,088 | $13,657,856 | $7,813,579 | 149 |
| 2021 | $12,268,091 | $1,059,413 | $11,505,939 | $6,878,905 | 4 |
| 2020 | $13,114,397 | $2,209,858 | $12,115,522 | $8,029,349 | 143 |
| 2019 | $13,703,937 | $3,075,171 | $13,799,547 | $8,894,662 | 4,824 |
| 2018 | $11,704,843 | $1,854,438 | $11,373,349 | $7,673,929 | 142 |
| 2017 | $10,631,017 | $1,921,612 | $9,750,041 | $6,780,297 | 169 |
| 2016 | $9,797,172 | $747,246 | $9,121,425 | $6,084,081 | 114 |
| 2015 | $10,526,068 | $1,703,545 | $8,122,437 | $5,032,909 | 94 |
| 2014 | $11,132,489 | $1,382,533 | $7,163,741 | $4,711,898 | 96 |
| 2013 | $10,991,687 | $1,142,703 | $6,510,884 | $4,332,363 | 101 |
| 2012 | $11,415,058 | $1,332,500 | $6,297,707 | $4,388,910 | 76 |
| 2011 | $10,938,374 | $1,356,187 | $5,691,543 | $4,110,840 | 74 |
| 2010 | $10,671,100 | $2,335,109 | $6,023,964 | $4,092,786 | 74 |
| 2009 | $9,117,941 | $1,167,018 | $5,079,814 | $3,656,287 | 81 |
| 2008 | $7,752,546 | $1,301,308 | $4,686,599 | $3,491,885 | 79 |
| 2007 | $7,238,062 | $698,897 | $3,231,410 | $2,377,867 | — |
| 2006 | $6,218,019 | $409,901 | $2,731,656 | $2,033,661 | — |
| 2005 | $6,800,232 | $766,147 | $3,139,312 | $2,313,292 | — |
| 2004 | $7,484,539 | $148,802 | $2,386,276 | $1,567,696 | — |
| 2003 | $4,878,619 | $843 | $2,144,338 | $1,428,974 | — |
| 2002 | $5,177,522 | $21,673 | $2,539,379 | $1,523,566 | — |
| 2001 | $5,468,513 | $48,019 | $3,521,335 | $1,568,630 | — |
| 2000 | $6,450,798 | −$76,469 | $4,316,843 | $1,320,076 | — |
In 2025 it recorded revenue of $17,783,731 and a net result of $3,362,283, a margin of 18.9%.
Its 2025 revenue exceeds that of 98.5% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 98.2% of the 34,598 on record.
Within its activity (ISIC code K6619.01, 112 companies with sales), its revenue exceeds that of 94.6%; the trade’s typical margin was 2.4%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- Yes Designated by the SRI for its size, with additional filing obligations
- Start of activities
- August 15, 1995
Establishments · 6 registered, 2 open
- HEAD OFFICE Guayas / Guayaquil / Rocafuerte / Pedro Carbo 555 y Luque - Velez Open
- Pichincha / Quito / Quito Distrito Metropolitano / Atahualpa Oe1-198 y Rumipamba Open
- Guayas / Guayaquil / Rocafuerte / Francisco de Paula Icaza 115 y Panama Closed
- Pichincha / Quito / Quito Distrito Metropolitano / Carlos Tobar E6-138 y Antonio Navarro Closed
- Pichincha / Quito / Quito Distrito Metropolitano / Alpallana 232 y Whymper - Diego Almagro Closed
- Guayas / Guayaquil / Rocafuerte / 9 de Octubre 109 y Malecon Closed
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 2 open establishments across 2 provinces, plus 4 closed.
Azuay: no dataBolívar: no dataCarchi: no dataCañar: no dataChimborazo: no dataCotopaxi: no dataEl Oro: no dataEsmeraldas: no dataGalápagos: no dataGuayas: 1 companiesImbabura: no dataLoja: no dataLos Ríos: no dataManabí: no dataMorona Santiago: no dataNapo: no dataOrellana: no dataPastaza: no dataPichincha: 1 companiesSanta Elena: no dataSanto Domingo de los Tsáchilas: no dataSucumbíos: no dataTungurahua: no dataZamora Chinchipe: no data Point at or tap a province to see its figure
1
Provinces with a presence
- Guayas head office 1 location
- Pichincha 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to financial service activities, except insurance and pension funding
- Other activities auxiliary to financial service activities
- Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
Frequently asked questions
What is the RUC of Banred S.A.?
The RUC (taxpayer registration number) of BANRED S.A. is 0991325026001, according to Ecuador’s public corporate registry.
Is Banred S.A. active?
Yes. Its legal status in the registry is Activa.
What trade name does Banred S.A. use?
It operates under the trade name BANRED, according to the SRI’s RUC registry.
What does Banred S.A. do?
Its registered economic activity (ISIC K6619.01) is: Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
Where is Banred S.A. located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Banred S.A. incorporated?
It was incorporated on August 15, 1995, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from