Company profile

Corporate registry In dissolution SRI Active

Coversa S.A. Agencia Asesora Productora de Seguros

RUC 1791424581001 · Guayaquil, Guayas

Caution: the two sources disagree. The corporate registry lists it as Disolución y Liquidación Oficio Inscrita en RM, but the SRI has its RUC as Active . Verify the situation before doing business with this company. What each status means

See the tax details

Registry data

RUC: 1791424581001
Legal name: COVERSA S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS
Trade name: COVERSA S.A.
Company type: Stock corporation (S.A.)
Size segment (SCVS): Small · 2019
Incorporation date: February 2, 1999
Start of activities (SRI): February 2, 1999
Subscribed capital: $5,800
Economic activity: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
ISIC code: K6622.00
Last year with filed statements: 2019
Address: Av. Luis Orrantia Cornejo 22-23, Av. Victor Hugo Sicouret, Kennedy
Location: Guayaquil, Guayas
Region: Costa
Phone: 098275066

Financial statements

Current ratio: 7.58
Debt ratio: 13.1%
Net margin: 3.7%
Return on equity (ROE): 1.7%
Revenue vs 2018: −56.7%

Revenue by year 2015 → 2019 · −42.6%

$343 k

$464 k

$197 k

2015 2016 2017 2018 2019

Net result by year 2015 → 2019 · ×4.6

$1.6 k

$41.3 k

$7.3 k

2015 2016 2017 2018 2019

Employees by year 2015 → 2019 · −41.7%

2015 2016 2017 2018 2019

The income statement · 2019

Revenue $196,775
Expenses $185,826
Net result $7,259

Balance sheet structure · 2019

What it owns

Current assets $488,038 100%
Non-current assets $2,101 0%

How it is financed

Current liabilities $64,391 13%
Non-current liabilities $0 0%
Equity $425,749 87%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year	Revenue	Net result	Assets	Equity	Employees
2019	$196,775	$7,259	$490,140	$425,749	7
2018	$454,675	$32,845	$453,232	$375,893	10
2017	$464,418	$41,282	$463,889	$384,331	6
2016	$233,147	$75	$378,517	$343,049	3
2015	$342,693	$1,563	$526,208	$342,973	12

In 2019 it recorded revenue of $196,775 and a net result of $7,259, a margin of 3.7%.

Its 2019 revenue exceeds that of 58.5% of the 59,064 companies in the country that recorded sales that year. In Guayas, it exceeds 58.7% of the 23,147 on record. By the province where its RUC was registered, Pichincha, it exceeds 55.0% of the 20,762 registered there.

Within its activity (ISIC code K6622.00, 488 companies with sales), its revenue exceeds that of 69.5%; the trade’s typical margin was 2.5%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 6, 2026

RUC status: Active

This status does not match the corporate registry, which lists the company as Disolución y Liquidación Oficio Inscrita en RM.

Phantom taxpayer: No
Nonexistent transactions: No

Tax regime: General regime The set of rules under which it files its taxes
Required to keep accounting books: Yes
Withholding agent: Yes When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer: No Designated by the SRI for its size, with additional filing obligations
Start of activities: February 2, 1999

Establishments · 2 registered, 1 open

HEAD OFFICE Guayas / Guayaquil / Tarqui / Luis Orrantia Cornejo 22-23 y Victor Hugo Sicouret Open
Guayas / Guayaquil / Tarqui / Villa 1 Closed

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 1 open establishment in Guayas, plus 1 closed.

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

Guayaquil head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 6, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

Frequently asked questions

What is the RUC of Coversa S.A. Agencia Asesora Productora de Seguros?

The RUC (taxpayer registration number) of COVERSA S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS is 1791424581001, according to Ecuador’s public corporate registry.

Is Coversa S.A. Agencia Asesora Productora de Seguros active?

No. Its legal status in the registry is Disolución y Liquidación Oficio Inscrita en RM.

What trade name does Coversa S.A. Agencia Asesora Productora de Seguros use?

It operates under the trade name COVERSA S.A., according to the SRI’s RUC registry.

What does Coversa S.A. Agencia Asesora Productora de Seguros do?

Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Where is Coversa S.A. Agencia Asesora Productora de Seguros located?

Its registered address is in Guayaquil, province of Guayas, Ecuador.

When was Coversa S.A. Agencia Asesora Productora de Seguros incorporated?

It was incorporated on February 2, 1999, as a stock corporation (s.a.).

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Corporate information from official public records of Ecuador · where this data comes from