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Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A.

RUC 0993107263001 · Guayaquil, Guayas

Registry data

RUC
0993107263001
Legal name
AGENCIA ASESORA PRODUCTORA DE SEGUROS ANDRADE & VERA ASOCIADOS ATHENASBROKERSEGUROS S.A.
Trade name
ATHENAS ASESORES DE SEGUROS · ATHENAS ASESORES DE SEGUROS S.A.
Size segment (SCVS)
Microenterprise · 2024
Incorporation date
June 15, 2018
Start of activities (SRI)
June 15, 2018
Subscribed capital
$800
Economic activity
Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
ISIC code
K6622.00
Last year with filed statements
2024
Address
Av. Francisco de Orellana 8, MZ. 147
Location
Guayaquil, Guayas
Region
Costa

Financial statements

Current ratio
7.20
Debt ratio
6.0%
Net margin
29.9%
Return on equity (ROE)
14.9%
Revenue vs 2023
−15.9%
Revenue by year 2018 → 2024 · −8.6%
$9.3 k
$17.0 k
$8.5 k
2018 2019 2020 2021 2022 2023 2024
Net result by year 2018 → 2024 · ×8.9
$286
$5.4 k
$2.5 k
2018 2019 2020 2021 2022 2023 2024
Employees by year 2018 → 2024 · +66.7%
3
12
5
2018 2019 2020 2021 2022 2023 2024

The income statement · 2024

  • Revenue $8,477
  • Expenses $4,657
  • Net result $2,533

Balance sheet structure · 2024

What it owns

  • Current assets $7,763 43%
  • Non-current assets $10,316 57%

How it is financed

  • Current liabilities $1,078 6%
  • Non-current liabilities $0 0%
  • Equity $17,001 94%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2024 $8,477 $2,533 $18,079 $17,001 5
2023 $10,083 $2,882 $15,004 $14,468 4
2022 $16,976 $5,409 $12,660 $11,586 4
2021 $15,336 $995 $6,216 $6,177 4
2020 $16,701 $1,450 $8,214 $5,183 12
2019 $10,212 $296 $5,473 $3,733 7
2018 $9,273 $286 $4,727 $3,436 3

In 2024 it recorded revenue of $8,477 and a net result of $2,533, a margin of 29.9%.

Its 2024 revenue exceeds that of 18.6% of the 88,862 companies in the country that recorded sales that year. In Guayas, it exceeds 16.7% of the 31,851 on record.

Within its activity (ISIC code K6622.00, 600 companies with sales), its revenue exceeds that of 12.2%; the trade’s typical margin was 4.3%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 5, 2026
RUC status: Active
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
No When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
No Designated by the SRI for its size, with additional filing obligations
Start of activities
June 15, 2018

Establishments · 2 registered, 1 open

  • HEAD OFFICE Guayas / Guayaquil / Guayaquil / Av. Francisco de Orellana 20 y Benjamin Carrión Open
  • Guayas / Guayaquil / Guayaquil / Francisco de Orellana y Benjam 20 y Bejamin Carrion Closed

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 1 open establishment in Guayas, plus 1 closed.

Alfredo Baquerizo Moreno: 0 companies Balao: 0 companies Balzar: 0 companies Colimes: 0 companies Coronel Marcelino Maridueña: 0 companies Daule: 0 companies Durán: 0 companies El Empalme: 0 companies El Triunfo: 0 companies General Antonio Elizalde: 0 companies Guayaquil: 1 companies Isidro Ayora: 0 companies Lomas de Sargentillo: 0 companies Milagro: 0 companies Naranjal: 0 companies Naranjito: 0 companies Nobol: 0 companies Palestina: 0 companies Pedro Carbo: 0 companies Playas: 0 companies Salitre: 0 companies Samborondón: 0 companies Santa Lucia: 0 companies Simón Bolívar: 0 companies Yaguachi: 0 companies Guayaquil Naranjal Balzar Pedro Carbo Colimes Salitre Milagro Daule Balao Durán

Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

  • Guayaquil head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 5, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Activities auxiliary to financial service and insurance activities
  3. Activities auxiliary to insurance and pension funding
  4. Activities of insurance agents and brokers
  5. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Frequently asked questions

What is the RUC of Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A.?

The RUC (taxpayer registration number) of AGENCIA ASESORA PRODUCTORA DE SEGUROS ANDRADE & VERA ASOCIADOS ATHENASBROKERSEGUROS S.A. is 0993107263001, according to Ecuador’s public corporate registry.

Is Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A. active?

Yes. Its legal status in the registry is Activa.

What trade name does Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A. use?

It operates under the trade name ATHENAS ASESORES DE SEGUROS and ATHENAS ASESORES DE SEGUROS S.A., according to the SRI’s RUC registry.

What does Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A. do?

Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Where is Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A. located?

Its registered address is in Guayaquil, province of Guayas, Ecuador.

When was Agencia Asesora Productora de Seguros Andrade & Vera Asociados Athenasbrokerseguros S.A. incorporated?

It was incorporated on June 15, 2018, as a stock corporation (s.a.).

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Corporate information from official public records of Ecuador · where this data comes from