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Financial and insurance activities companies in Ecuador · ISIC K

5,142 registered companies · 4,609 active (90%)

Activity is classified with the ISIC code (CIIU in Spanish), the international classification the registry uses to order what every company does; this page groups the companies under code K.

The sector in figures

Financial statements filed with the Superintendencia de Compañías · year 2025

Declared revenue
$5,230 M
Share of the country
2.9%
Companies that filed statements
3,810
Median margin
13.4%

Of the 3,810 companies that filed statements for 2025, 2,227 recorded sales and 1,869 closed with a profit; half of those with sales billed less than $176 k.

In this sector, according to the INEC (Instituto Nacional de Estadística y Censos, the national statistics institute, 2025), the average job pays $ 1,347 a month. Women hold 55% of the jobs, companies provide 82% of the employment, and the sector accounts for 2.3% of registered employment. Averages from an INEC sample, not totals.

Revenue by year 2000 → 2025 · ×37.7
$139 M
$5,230 M
2000 2005 2010 2015 2020 2025
See the full series
2000
$139 M
2001
$145 M
2002
$230 M
2003
$242 M
2004
$296 M
2005
$378 M
2006
$472 M
2007
$613 M
2008
$834 M
2009
$1,086 M
2010
$1,212 M
2011
$774 M
2012
$864 M
2013
$870 M
2014
$1,330 M
2015
$1,462 M
2016
$1,511 M
2017
$1,844 M
2018
$1,897 M
2019
$1,355 M
2020
$1,327 M
2021
$1,409 M
2022
$3,267 M
2023
$4,673 M
2024
$4,357 M
2025
$5,230 M

The sector map · 2025

Azuay: $135 M declared · 266 companies Bolívar: $1 declared · 1 companies Carchi: $0 declared · 2 companies Cañar: $1,043 declared · 5 companies Chimborazo: $2.4 M declared · 16 companies Cotopaxi: $138 k declared · 5 companies El Oro: $37 M declared · 34 companies Esmeraldas: $129 k declared · 7 companies Galápagos: $27 declared · 7 companies Guayas: $1,756 M declared · 1,597 companies Imbabura: $5.2 M declared · 23 companies Loja: $4.1 M declared · 21 companies Los Ríos: $3.5 M declared · 20 companies Manabí: $185 M declared · 76 companies Morona Santiago: $0 declared · 2 companies Napo: $0 declared · 5 companies Orellana: $320 k declared · 3 companies Pastaza: $360 k declared · 6 companies Pichincha: $2,868 M declared · 1,615 companies Santa Elena: $1.4 M declared · 11 companies Santo Domingo de los Tsáchilas: $713 k declared · 14 companies Sucumbíos: $0 declared · 1 companies Tungurahua: $230 M declared · 65 companies Zamora Chinchipe: $124 k declared · 8 companies Galápagos

Azuay: $135 M declared · 266 companiesBolívar: $1 declared · 1 companiesCarchi: $0 declared · 2 companiesCañar: $1,043 declared · 5 companiesChimborazo: $2.4 M declared · 16 companiesCotopaxi: $138 k declared · 5 companiesEl Oro: $37 M declared · 34 companiesEsmeraldas: $129 k declared · 7 companiesGalápagos: $27 declared · 7 companiesGuayas: $1,756 M declared · 1,597 companiesImbabura: $5.2 M declared · 23 companiesLoja: $4.1 M declared · 21 companiesLos Ríos: $3.5 M declared · 20 companiesManabí: $185 M declared · 76 companiesMorona Santiago: $0 declared · 2 companiesNapo: $0 declared · 5 companiesOrellana: $320 k declared · 3 companiesPastaza: $360 k declared · 6 companiesPichincha: $2,868 M declared · 1,615 companiesSanta Elena: $1.4 M declared · 11 companiesSanto Domingo de los Tsáchilas: $713 k declared · 14 companiesSucumbíos: $0 declared · 1 companiesTungurahua: $230 M declared · 65 companiesZamora Chinchipe: $124 k declared · 8 companies Point at or tap a province to see its figure

$1 $2,868 M · logarithmic scale

2025 revenue by province of domicile. Boundaries: Natural Earth.

The sector’s provinces

The largest by revenue

  1. Saludsa Sistema de Medicina Pre-pagada del Ecuador S.A. $262 M
  2. Ab Inbev Holding Ecuador Ab-inbev S.A.S. $211 M
  3. Bmi Igualas Medicas del Ecuador S.A. $187 M
  4. Flowerinvestment CF Holding S.A.S. $182 M
  5. Pupuma-holding S.A.S. $173 M

Segment concentration

the 5 largest: 19.4% the other 2,222: 80.6%

Concentration index (HHI): 115, unconcentrated; the largest takes 5.0% of revenue. The HHI measures how the market is shared out, from 0 to 10,000: the higher it is, the more it is concentrated in few hands.

Among the segment’s companies with recorded sales in 2025, each assigned in full to its declared main activity.

More specific activities

Companies

Sorted by highest revenue · name · most recent

Companies in this list: name, RUC, location, revenue and legal status
Company RUC Location Status
Fcnova Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993411521001 Guayaquil, Guayas Active
Meromon Holding del Pacifico S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1391939800001 Montecristi, Manabi Active
Kallpaib S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240905001 Quito, Pichincha Active
Grupo Shaddai Alahjh S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0791845940001 Machala, El Oro Active
Grupo Giden S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993411462001 Guayaquil, Guayas Active
Inclubd-tc S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1891813856001 Ambato, Tungurahua Active
Terra Nova Enterprise Trading Emoh S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0591765424001 Saquisilí, Cotopaxi Active
Squadro Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240768001 Quito, Pichincha Active
A&e Capitalholdingcorp S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240714001 Quito, Pichincha Active
Lagoscountry S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993411328001 Samborondón, Guayas Active
Grupo de Legarda Legardcom S.A.S. Sociedad de Beneficio e Interes Colectivo Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240671001 Quito, Pichincha Active
Ahzholding Group S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240700001 Quito, Pichincha Active
Grupo BY Heras Gindh S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0391035377001 Azogues, Cañar Active
Honor Capital S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240626001 Quito, Pichincha Active
Blackcrest Heritage S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240628001 Quito, Pichincha Active
Nexor Capital S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240629001 Quito, Pichincha Active
Cmu S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993411253001 Samborondón, Guayas Active
Bedstuy S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240599001 Quito, Pichincha Active
Kanki S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240601001 Quito, Pichincha Active
Los Ceibos Phsofia S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240517001 Quito, Pichincha Active
Capital Gbloom S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240535001 Quito, Pichincha Active
Vento Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240538001 Quito, Pichincha Active
Coros Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240543001 Quito, Pichincha Active
Indesreg Grupo Empresarial de Inversiones y Desarrollo Regional S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240553001 Quito, Pichincha Active
Torres Holding Group THG S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993411129001 Guayaquil, Guayas Active
Astakos Latam S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993411168001 Guayaquil, Guayas Active
Sonqora S.A. Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions 0993411054001 Guayaquil, Guayas Active
Protheon Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0195185794001 Cuenca, Azuay Active
Lemacosmedi S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0691787461001 Riobamba, Chimborazo Active
Nethold S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993410952001 Samborondón, Guayas Active
Valdix Agencia Asesora Productora de Seguros Val Dix S.A. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 1091799979001 Ibarra, Imbabura Active
Ortizinvestments S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0791845893001 Machala, El Oro Active
Holding Shca S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240232001 Quito, Pichincha Active
Agencia Asesora Productora de Seguros Velit Corp Tubroker S.A. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 1891813804001 Ambato, Tungurahua Active
Grupo Central Grupcent Cia.ltda. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 2390650992001 Santo Domingo, Santo Domingo de los Tsachilas Active
Corporacion Sierrafertilcorp S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0591765390001 Salcedo, Cotopaxi Active
Altariaholding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240202001 Quito, Pichincha Active
Granhold S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240214001 Quito, Pichincha Active
Auromor Soluciones S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0891794203001 Atacames, Esmeraldas Active
Asamac Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993410749001 Samborondón, Guayas Active
Prek Risk Services S.A. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 0993410756001 Guayaquil, Guayas Active
Newdawn Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993410773001 Guayaquil, Guayas Active
Group FVX S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240120001 Quito, Pichincha Active
Infortiz Global Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0195185174001 Cuenca, Azuay Active
Anandahold S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0691787442001 Riobamba, Chimborazo Active
Rioinvest S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0691787443001 Riobamba, Chimborazo Active
Enr Holding Group S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993410689001 Guayaquil, Guayas Active
Kimsatawa S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240058001 Quito, Pichincha Active
Mineroil Group S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240070001 Ruminahui, Pichincha Active
Tenedorapacifico S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993410634001 Guayaquil, Guayas Active

Corporate information from official public records of Ecuador · where this data comes from