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Financial and insurance activities companies in Ecuador · ISIC K

5,142 registered companies · 4,609 active (90%)

Activity is classified with the ISIC code (CIIU in Spanish), the international classification the registry uses to order what every company does; this page groups the companies under code K.

The sector in figures

Financial statements filed with the Superintendencia de Compañías · year 2025

Declared revenue
$5,230 M
Share of the country
2.9%
Companies that filed statements
3,810
Median margin
13.4%

Of the 3,810 companies that filed statements for 2025, 2,227 recorded sales and 1,869 closed with a profit; half of those with sales billed less than $176 k.

In this sector, according to the INEC (Instituto Nacional de Estadística y Censos, the national statistics institute, 2025), the average job pays $ 1,347 a month. Women hold 55% of the jobs, companies provide 82% of the employment, and the sector accounts for 2.3% of registered employment. Averages from an INEC sample, not totals.

Revenue by year 2000 → 2025 · ×37.7
$139 M
$5,230 M
2000 2005 2010 2015 2020 2025
See the full series
2000
$139 M
2001
$145 M
2002
$230 M
2003
$242 M
2004
$296 M
2005
$378 M
2006
$472 M
2007
$613 M
2008
$834 M
2009
$1,086 M
2010
$1,212 M
2011
$774 M
2012
$864 M
2013
$870 M
2014
$1,330 M
2015
$1,462 M
2016
$1,511 M
2017
$1,844 M
2018
$1,897 M
2019
$1,355 M
2020
$1,327 M
2021
$1,409 M
2022
$3,267 M
2023
$4,673 M
2024
$4,357 M
2025
$5,230 M

The sector map · 2025

Azuay: $135 M declared · 266 companies Bolívar: $1 declared · 1 companies Carchi: $0 declared · 2 companies Cañar: $1,043 declared · 5 companies Chimborazo: $2.4 M declared · 16 companies Cotopaxi: $138 k declared · 5 companies El Oro: $37 M declared · 34 companies Esmeraldas: $129 k declared · 7 companies Galápagos: $27 declared · 7 companies Guayas: $1,756 M declared · 1,597 companies Imbabura: $5.2 M declared · 23 companies Loja: $4.1 M declared · 21 companies Los Ríos: $3.5 M declared · 20 companies Manabí: $185 M declared · 76 companies Morona Santiago: $0 declared · 2 companies Napo: $0 declared · 5 companies Orellana: $320 k declared · 3 companies Pastaza: $360 k declared · 6 companies Pichincha: $2,868 M declared · 1,615 companies Santa Elena: $1.4 M declared · 11 companies Santo Domingo de los Tsáchilas: $713 k declared · 14 companies Sucumbíos: $0 declared · 1 companies Tungurahua: $230 M declared · 65 companies Zamora Chinchipe: $124 k declared · 8 companies Galápagos

Azuay: $135 M declared · 266 companiesBolívar: $1 declared · 1 companiesCarchi: $0 declared · 2 companiesCañar: $1,043 declared · 5 companiesChimborazo: $2.4 M declared · 16 companiesCotopaxi: $138 k declared · 5 companiesEl Oro: $37 M declared · 34 companiesEsmeraldas: $129 k declared · 7 companiesGalápagos: $27 declared · 7 companiesGuayas: $1,756 M declared · 1,597 companiesImbabura: $5.2 M declared · 23 companiesLoja: $4.1 M declared · 21 companiesLos Ríos: $3.5 M declared · 20 companiesManabí: $185 M declared · 76 companiesMorona Santiago: $0 declared · 2 companiesNapo: $0 declared · 5 companiesOrellana: $320 k declared · 3 companiesPastaza: $360 k declared · 6 companiesPichincha: $2,868 M declared · 1,615 companiesSanta Elena: $1.4 M declared · 11 companiesSanto Domingo de los Tsáchilas: $713 k declared · 14 companiesSucumbíos: $0 declared · 1 companiesTungurahua: $230 M declared · 65 companiesZamora Chinchipe: $124 k declared · 8 companies Point at or tap a province to see its figure

$1 $2,868 M · logarithmic scale

2025 revenue by province of domicile. Boundaries: Natural Earth.

The sector’s provinces

The largest by revenue

  1. Saludsa Sistema de Medicina Pre-pagada del Ecuador S.A. $262 M
  2. Ab Inbev Holding Ecuador Ab-inbev S.A.S. $211 M
  3. Bmi Igualas Medicas del Ecuador S.A. $187 M
  4. Flowerinvestment CF Holding S.A.S. $182 M
  5. Pupuma-holding S.A.S. $173 M

Segment concentration

the 5 largest: 19.4% the other 2,222: 80.6%

Concentration index (HHI): 115, unconcentrated; the largest takes 5.0% of revenue. The HHI measures how the market is shared out, from 0 to 10,000: the higher it is, the more it is concentrated in few hands.

Among the segment’s companies with recorded sales in 2025, each assigned in full to its declared main activity.

More specific activities

Companies

Sorted by highest revenue · name · most recent

Companies in this list: name, RUC, location, revenue and legal status
Company RUC Location Revenue 2025 · USD Status
10X Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793195377001 Quito, Pichincha 124 k Active
12Tree Ecu S.A. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993096202001 Guayas Historical
24Kapital S.A. Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds 1793021158001 Pichincha Historical
26S S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793235582001 Quito, Pichincha Active
2Prz Group S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993389755001 Samborondón, Guayas 0 Active
305 S.A. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993384212001 Guayaquil, Guayas 0 Active
467 Ec S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793206634001 Quito, Pichincha 0 Active
4Ever Ecuador Medicina Prepagada S.A. Prepaid medicine insurance services 0993399158001 Samborondón, Guayas 71 k Active
A & C Wallstreet Corporation S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793216028001 Quito, Pichincha Active
A&e Capitalholdingcorp S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793240714001 Quito, Pichincha Active
A&jj Cobrasolutions S.A. Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds 1793050220001 Quito, Pichincha 26 k Active
A&lu Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793219860001 Quito, Pichincha 0 Active
A&thold Cia.ltda. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0190482677001 Cuenca, Azuay 0 Active
A. Martinez S.A. Agencia Asesora Productora de Seguros Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 0991295690001 Guayaquil, Guayas 35 k Active
A. Vargas Zuñiga & Associates S.A. Provision of administrative services related to insurance, such as claims adjustment and settlement. Includes: assessing claims, appraising indemnity applications, risk assessment, risk and damage evaluation, average and loss adjustment. Includes the settlement of indemnity claims 0992166118001 Guayas Historical
A.P. Business-holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993372709001 Guayaquil, Guayas 0 Active
Aa-administration&assets S.A. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1792996716001 Quito, Pichincha Active
Aaj S.A. Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions 0993344281001 Guayaquil, Guayas 0 Active
Ab Inbev Holding Ecuador Ab-inbev S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993261068001 Guayaquil, Guayas 211.0 M Active
Aba Holding Abadahold S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793192407001 Quito, Pichincha 368 k Active
Abacoecuador Ajustadora de Siniestros S.A. Provision of administrative services related to insurance, such as claims adjustment and settlement. Includes: assessing claims, appraising indemnity applications, risk assessment, risk and damage evaluation, average and loss adjustment. Includes the settlement of indemnity claims 1793228879001 Quito, Pichincha 0 Active
Abarca Manuel Consultores y Operadores Bursatiles Casa de Valores S.A. Dealing in financial markets on behalf of others (for example, stockbroking) and related activities. Includes commodity contract brokerage and securities brokerage 1791278542001 Pichincha Historical
Abc Holding Ab&c S.A. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1791361822001 Quito, Pichincha Active
Abdon Rodriguez y Asociados S.A. Agencia Asesora Productora de Seguros Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 0992227672001 Guayaquil, Guayas 26 k Active
Abhold S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993375932001 Samborondón, Guayas 0 Active
Abindir S.A. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0992735910001 Guayaquil, Guayas 536 k Active
Abogados y Auditores B&vasesores Cia.ltda. Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds 0691774082001 Riobamba, Chimborazo 0 Active
Absolu Agencia Asesora Productora de Seguros S.A. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 1792984572001 Quito, Pichincha 4 k Active
Abundanz S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793217713001 Quito, Pichincha 0 Active
Abundia S.A. Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions 0993390750001 Guayaquil, Guayas 0 Active
Acap S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793216968001 Quito, Pichincha Active
Accbroker S.A. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 0993401812001 Guayaquil, Guayas 0 Active
Access Ecuador Acquisition Corp S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793200491001 Pichincha Historical
Acciholding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993387085001 Guayaquil, Guayas 59 k Active
Accionar S.A. Accionarsa Own-account investment activities, such as those of venture capital companies, investment clubs, etc. 0992847034001 Guayaquil, Guayas 0 Active
Accom Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793219079001 Quito, Pichincha 102 k Active
Accordo Cia.ltda. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0195172404001 Cuenca, Azuay 0 Active
Accprendagil S.A. Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions 1793237514001 Quito, Pichincha Active
Aceholding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0993361941001 Guayaquil, Guayas 0 Active
Acenovill Consulting Cia.ltda. Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds 1793035884001 Quito, Pichincha In dissolution
Acervo Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793131476001 Quito, Pichincha 10 k Active
Ache Cia. Ltda. Other financial service activities consisting mainly of fund distribution arrangements other than the granting of loans: factoring activities, writing of swaps, options and other hedging instruments, and activities of viatical settlement companies 0991392335001 Guayaquil, Guayas In dissolution
Acimperium Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793237057001 Quito, Pichincha Active
Acinco A5 Holding S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793204591001 Quito, Pichincha 452 k Active
Acl-asociados S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1793215595001 Quito, Pichincha 0 Active
Acodenor Cia. Ltda. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 1791323262001 Quito, Pichincha 2 k Active
Acompañamientos 360 S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 0691786996001 Riobamba, Chimborazo 0 Active
Acosaband S.A.S. Activities of holding companies, that is, units that hold the assets of a group of subsidiary corporations (owning controlling levels of equity) and whose principal activity is owning the group. The holding companies in this class do not provide any other service to the businesses in which the equity is held, that is, they do not administer or manage other units 1391935091001 Manta, Manabi 0 Active
Acosaustro S.A. Agencia Asesora Productora de Seguros Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 0991287469001 Quito, Pichincha 3.5 M Active
Acosta & Asociados Agencia Asesora Productora de Seguros S.a Acostasa Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies 0992965118001 Guayaquil, Guayas Active

Corporate information from official public records of Ecuador · where this data comes from