Activities of collection agencies and credit bureaus companies in Ecuador · ISIC N8291

635 registered companies · 546 active (86%)

Activity is classified with the ISIC code (CIIU in Spanish), the international classification the registry uses to order what every company does; this page groups the companies under code N8291.

The sector in figures

Financial statements filed with the Superintendencia de Compañías · year 2025

Declared revenue: $125 M
Share of the country: 0.1%
Companies that filed statements: 412
Median margin: 3%

Of the 412 companies that filed statements for 2025, 255 recorded sales and 193 closed with a profit; half of those with sales billed less than $83 k.

In this sector, according to the INEC (Instituto Nacional de Estadística y Censos, the national statistics institute, 2025), the average job pays $ 560 a month. Women hold 27% of the jobs, companies provide 84% of the employment, and the sector accounts for 5.5% of registered employment. Averages from an INEC sample, not totals.

Revenue by year 2000 → 2025 · ×207.6

$602 k

$125 M

2000 2005 2010 2015 2020 2025

See the full series

2000: $602 k
2001: $1.4 M
2002: $4.2 M
2003: $6.6 M
2004: $8.8 M
2005: $21 M
2006: $22 M
2007: $34 M
2008: $37 M
2009: $37 M
2010: $40 M
2011: $43 M
2012: $56 M
2013: $62 M
2014: $69 M
2015: $77 M
2016: $75 M
2017: $76 M
2018: $92 M
2019: $78 M
2020: $67 M
2021: $82 M
2022: $110 M
2023: $116 M
2024: $124 M
2025: $125 M

The sector map · 2025

Azuay: $2.7 M declared · 26 companiesBolívar: $0 declared · 2 companiesCarchi: no dataCañar: $0 declared · 1 companiesChimborazo: $38 k declared · 7 companiesCotopaxi: $22 k declared · 2 companiesEl Oro: $246 k declared · 10 companiesEsmeraldas: no dataGalápagos: no dataGuayas: $29 M declared · 143 companiesImbabura: $75 k declared · 8 companiesLoja: $1,388 declared · 5 companiesLos Ríos: no dataManabí: $154 k declared · 6 companiesMorona Santiago: $143 k declared · 1 companiesNapo: $0 declared · 1 companiesOrellana: no dataPastaza: $2,609 declared · 1 companiesPichincha: $91 M declared · 186 companiesSanta Elena: $109 k declared · 1 companiesSanto Domingo de los Tsáchilas: $13 k declared · 2 companiesSucumbíos: no dataTungurahua: $1.5 M declared · 10 companiesZamora Chinchipe: no data Point at or tap a province to see its figure

$1,388 $91 M · logarithmic scale

2025 revenue by province of domicile. Boundaries: Natural Earth.

The sector’s provinces

The largest by revenue

Segment concentration

the 5 largest: 33.2% the other 250: 66.8%

Concentration index (HHI): 332, unconcentrated; the largest takes 11.3% of revenue. The HHI measures how the market is shared out, from 0 to 10,000: the higher it is, the more it is concentrated in few hands.

Among the segment’s companies with recorded sales in 2025, each assigned in full to its declared main activity.

More specific activities

Companies

Sorted by highest revenue · name · most recent

Companies in this list: name, RUC, location, revenue and legal status
Company	RUC	Location	Status
Prorecovery Soluciones Integrales S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793240766001	Quito, Pichincha	Active
Efectivack Gestion Finacierass S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1091799992001	Cotacachi, Imbabura	Active
Novvagest Ecuador S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793240658001	Quito, Pichincha	Active
Forsakaisha S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	2390651263001	Santo Domingo, Santo Domingo de los Tsachilas	Active
Wholives Place S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993411200001	Guayaquil, Guayas	Active
Corporacion Progreso Capital Corprocap S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793240477001	Quito, Pichincha	Active
Lexahs S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793240500001	Quito, Pichincha	Active
Khloyah Factoring S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993410916001	Guayaquil, Guayas	Active
Soluciones Financieras Integrales SYF Cia.ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793239890001	Quito, Pichincha	Active
Cobrasek S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1091799918001	Otavalo, Imbabura	Active
V&K Recp S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793239874001	Quito, Pichincha	Active
Alianza Celex S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793239742001	Quito, Pichincha	Active
Novafactor S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993410369001	Daule, Guayas	Active
La Mejor Solucion en Cobranzas Solucob S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993410203001	Guayaquil, Guayas	Active
Humancred S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793239378001	Quito, Pichincha	Active
Servicobmarket S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793239199001	Quito, Pichincha	Active
Cobranzaslegal Ecuador S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793239231001	Quito, Pichincha	Active
Virezza S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0291527202001	Guaranda, Bolivar	Active
Agiliza Cobrum S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238998001	Quito, Pichincha	Active
Lemhoris S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238853001	Quito, Pichincha	Active
Quiubo S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238454001	Quito, Pichincha	Active
Guerrerocobranza S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238335001	Quito, Pichincha	Active
Lpcoac Legal Cia.ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238279001	Quito, Pichincha	Active
Montoya Liter S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238061001	Quito, Pichincha	Active
Clickfact S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993408865001	Guayaquil, Guayas	Active
Kunrecsa Kuntur Recuperaciones S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993408867001	Guayaquil, Guayas	Active
Aurenx S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793237985001	Quito, Pichincha	Active
Assetlaw S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793237489001	Quito, Pichincha	Active
Kobra S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238791001	Quito, Pichincha	Active
Secobral Servicio de Cobranza Legal y Patrocinio S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793237036001	Quito, Pichincha	Active
Bensolco S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793236844001	Quito, Pichincha	Active
Investigacion y Desarrollo Empresarial en Comercio y Servicios Idecs S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793236773001	Quito, Pichincha	Active
Aur Capital S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0195178615001	Cuenca, Azuay	Active
Gecca Gestion Especializada en Cobranza y Coactiva S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0691787263001	Riobamba, Chimborazo	Active
Capysoluttions S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793236559001	Quito, Pichincha	Active
Avanzacapital S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793236493001	Quito, Pichincha	Active
Avv Legal & Cobranza S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793236433001	Quito, Pichincha	Active
Vandrela Business Center, S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1891813456001	Ambato, Tungurahua	Active
Accionefectiva S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1091799637001	Otavalo, Imbabura	Active
Trustguard Soluciones de Recuperacion S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993407152001	Guayaquil, Guayas	Active
Servicartera S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993407107001	Guayaquil, Guayas	Active
Credigrup S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793235775001	Quito, Pichincha	Active
Funeglo S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993407015001	Guayaquil, Guayas	Active
Cobranzcall S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0195176930001	Cuenca, Azuay	Active
Gestor Cobro S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793235394001	Quito, Pichincha	Active
Easychange Global Capital S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793235314001	Quito, Pichincha	Active
Jkapitals Integral S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793235235001	Quito, Pichincha	Active
Cobranzapro S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993406539001	Guayaquil, Guayas	Active
Smart Investment Jfro S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0891794004001	Atacames, Esmeraldas	Active
Grupoargumentos Consultores y Asociados S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993406456001	Guayaquil, Guayas	Active

Corporate information from official public records of Ecuador · where this data comes from