Activities of collection agencies and credit bureaus companies in Ecuador · ISIC N8291

635 registered companies · 546 active (86%)

Activity is classified with the ISIC code (CIIU in Spanish), the international classification the registry uses to order what every company does; this page groups the companies under code N8291.

The sector in figures

Financial statements filed with the Superintendencia de Compañías · year 2025

Declared revenue: $125 M
Share of the country: 0.1%
Companies that filed statements: 412
Median margin: 3%

Of the 412 companies that filed statements for 2025, 255 recorded sales and 193 closed with a profit; half of those with sales billed less than $83 k.

In this sector, according to the INEC (Instituto Nacional de Estadística y Censos, the national statistics institute, 2025), the average job pays $ 560 a month. Women hold 27% of the jobs, companies provide 84% of the employment, and the sector accounts for 5.5% of registered employment. Averages from an INEC sample, not totals.

Revenue by year 2000 → 2025 · ×207.6

$602 k

$125 M

2000 2005 2010 2015 2020 2025

See the full series

2000: $602 k
2001: $1.4 M
2002: $4.2 M
2003: $6.6 M
2004: $8.8 M
2005: $21 M
2006: $22 M
2007: $34 M
2008: $37 M
2009: $37 M
2010: $40 M
2011: $43 M
2012: $56 M
2013: $62 M
2014: $69 M
2015: $77 M
2016: $75 M
2017: $76 M
2018: $92 M
2019: $78 M
2020: $67 M
2021: $82 M
2022: $110 M
2023: $116 M
2024: $124 M
2025: $125 M

The sector map · 2025

Azuay: $2.7 M declared · 26 companiesBolívar: $0 declared · 2 companiesCarchi: no dataCañar: $0 declared · 1 companiesChimborazo: $38 k declared · 7 companiesCotopaxi: $22 k declared · 2 companiesEl Oro: $246 k declared · 10 companiesEsmeraldas: no dataGalápagos: no dataGuayas: $29 M declared · 143 companiesImbabura: $75 k declared · 8 companiesLoja: $1,388 declared · 5 companiesLos Ríos: no dataManabí: $154 k declared · 6 companiesMorona Santiago: $143 k declared · 1 companiesNapo: $0 declared · 1 companiesOrellana: no dataPastaza: $2,609 declared · 1 companiesPichincha: $91 M declared · 186 companiesSanta Elena: $109 k declared · 1 companiesSanto Domingo de los Tsáchilas: $13 k declared · 2 companiesSucumbíos: no dataTungurahua: $1.5 M declared · 10 companiesZamora Chinchipe: no data Point at or tap a province to see its figure

$1,388 $91 M · logarithmic scale

2025 revenue by province of domicile. Boundaries: Natural Earth.

The sector’s provinces

The largest by revenue

Segment concentration

the 5 largest: 33.2% the other 250: 66.8%

Concentration index (HHI): 332, unconcentrated; the largest takes 11.3% of revenue. The HHI measures how the market is shared out, from 0 to 10,000: the higher it is, the more it is concentrated in few hands.

Among the segment’s companies with recorded sales in 2025, each assigned in full to its declared main activity.

More specific activities

Companies

Sorted by highest revenue · name · most recent

Companies in this list: name, RUC, location, revenue and legal status
Company	RUC	Location	Revenue 2025 · USD	Status
Abacco Financial S.a., Entidad de Administración de Finanzas Personales y Asesoría Financiera Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793233608001	Quito, Pichincha	—	Active
Abiatar S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992677651001	Quito, Pichincha	0	Active
Abogadosasociados Cia.ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793039707001	Quito, Pichincha	92 k	Active
Abogadoscobrocash S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793230694001	Quito, Pichincha	—	Active
Ac-cobranzas S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1091797344001	Antonio Ante, Imbabura	—	Active
Accionefectiva S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1091799637001	Otavalo, Imbabura	—	Active
Aceptaciones S.A. Acceptance Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992468238001	Guayaquil, Guayas	17 k	Active
Acuña & Asociados Asocolexsa S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993130915001	Guayaquil, Guayas	21 k	Active
Adelfinsa S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793197218001	Quito, Pichincha	0	Active
Administración de Cartera Eficob Aceficob S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793089410001	Ruminahui, Pichincha	544 k	Active
Administradora de Riesgos Recovery & Services Ecuador Cobrototal S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992992468001	Guayaquil, Guayas	—	Active
Administradora Sistemas de Riesgo y Cobranzas Covinoc Cia.ltda. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1792788382001	Quito, Pichincha	0	Active
Administradora Sutecnipagos S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992882972001	Guayaquil, Guayas	0	Active
Aesmed S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992937459001	Guayaquil, Guayas	816 k	Active
Agec Consultores - Asesoría en Gestión Empresarial y Cobranzas Cia.ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793015174001	Quito, Pichincha	3 k	Active
Agencia de Cobranzas Integrales Recobramos Cia.ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0791822033001	Machala, El Oro	—	In dissolution
Agencia de Recuperación de Cartera Koleksi S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0190437698001	Cuenca, Azuay	550 k	Active
Agenpag S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793218201001	Quito, Pichincha	5 k	Active
Agiliza Cobrum S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793238998001	Quito, Pichincha	—	Active
Al & Paz Asociados Servicios Judiciales y Extrajudiciales de Cobranza Alpaz&cob S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0691747999001	Riobamba, Chimborazo	—	In dissolution
Alianza Celex S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793239742001	Quito, Pichincha	—	Active
Alianza del Ecuador Alphacredit S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793215974001	Quito, Pichincha	0	Active
Alianza E-commerce del Valle Servicios Corientes S.A.S. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	1793218465001	Quito, Pichincha	0	Active
Alianzfactor S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793210909001	Quito, Pichincha	184 k	Active
Alpha Factoring del Ecuador Allfactor S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992895365001	Guayaquil, Guayas	1.3 M	Active
Alygutay S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793068103001	Quito, Pichincha	—	Active
American Collection S.A. Amcolsa Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992788755001	Guayaquil, Guayas	0	Active
Analisis de Riesgo Crediticio Infoquantica Sociedad Anónima Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	0992898623001	Guayaquil, Guayas	—	In dissolution
Analitikacorp S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1792747546001	Pichincha	—	Historical
Andes-financial-solutions S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793220132001	Quito, Pichincha	0	Active
Andescobranza C.L. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1792993482001	Quito, Pichincha	—	In dissolution
Anticipo-ec S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793210006001	Quito, Pichincha	10	Active
Anula Facil S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793225836001	Quito, Pichincha	7 k	Active
Anulaciones Servi Cobranzas S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793226830001	Quito, Pichincha	0	Active
Aqui Pagas Sociedad Anónima Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793197635001	Quito, Pichincha	111 k	Active
Aquipago Ecuador Pagaqui S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1792958784001	Quito, Pichincha	416 k	Active
Ares Digital Center Centcob S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993138517001	Guayas	0	Historical
Arizaga Rivadeneira Asociados S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0195170177001	Cuenca, Azuay	0	Active
Asesores Economicos Corporativos Equity-value S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1792800765001	Quito, Pichincha	0	Active
Asesores en Cobranzas Jorlomar Cia.ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0691781232001	Riobamba, Chimborazo	0	Active
Asesores Estrategicos para Cobranzas Efectivas Recaudar-g&p S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793204433001	Quito, Pichincha	0	Active
Asesores Nacionales Sa A.N.A.S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0990729379001	Guayaquil, Guayas	64 k	Active
Asesoría Crediticia y Gestión Integral de Cobranza Cobranzaconsulting S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993119059001	Guayaquil, Guayas	0	Active
Asesoria Ideas Continental Asesocontinental S.A. Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses	0993181625001	Guayaquil, Guayas	337 k	Active
Asesoria Integral Corpaseint S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1792445191001	Quito, Pichincha	4 k	Active
Asesoria Legal y Recaudacion de Cobranzas por Cartera Vencida Acav S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1291791332001	Quevedo, Los Rios	—	Active
Asesoria Tributaria Integral C. Ltda. Aticol Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0992210486001	Guayas	—	Historical
Asesoria, Gestion y Kobranza Agekob Cia. Ltda. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1791991311001	Pichincha	—	Historical
Asesorias Integrales & Cobranzas Juridicas As&cob S.A. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	1793190474001	Quito, Pichincha	—	In dissolution
Asisservice S.A.S. Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services	0993371433001	Guayaquil, Guayas	—	In dissolution

Corporate information from official public records of Ecuador · where this data comes from