Company profile
Xpsmart Finance S.A.
RUC 0993402001001 · Guayaquil, Guayas
Registry data
- RUC
- 0993402001001
- Legal name
- XPSMART FINANCE S.A.
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Microenterprise · 2025
- Incorporation date
- August 5, 2025
- Start of activities (SRI)
- August 28, 2025
- Subscribed capital
- $69,000
- Economic activity
- Fundraising organization services on a fee or contract basis; repossession services
- ISIC code
- N8299.03
- Last year with filed statements
- 2025
- Address
- Autopista Narcisa de Jesus Oficina 1, N/a
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 043908978
Financial statements
- Current ratio
- 2.58
- Debt ratio
- 30.5%
- Net margin
- 41.0%
- Return on equity (ROE)
- 1.8%
The income statement · 2025
- Revenue $3,016
- Expenses $1,429
- Net result $1,238
Balance sheet structure · 2025
What it owns
- Current assets $79,370 79%
- Non-current assets $21,658 21%
How it is financed
- Current liabilities $30,791 30%
- Non-current liabilities $0 0%
- Equity $70,238 70%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $3,016 | $1,238 | $101,028 | $70,238 | 4 |
In 2025 it recorded revenue of $3,016 and a net result of $1,238, a margin of 41.0%.
Its 2025 revenue exceeds that of 12.3% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 11.5% of the 34,598 on record.
Within its activity (ISIC code N8299.03, 57 companies with sales), its revenue exceeds that of 8.8%; the trade’s typical margin was 4.0%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- No When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- August 28, 2025
Establishments · 1 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Tarqui / Autopista Narcisa de Jesus Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas.
Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Guayaquil head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
Frequently asked questions
What is the RUC of Xpsmart Finance S.A.?
The RUC (taxpayer registration number) of XPSMART FINANCE S.A. is 0993402001001, according to Ecuador’s public corporate registry.
Is Xpsmart Finance S.A. active?
Yes. Its legal status in the registry is Activa.
What does Xpsmart Finance S.A. do?
Its registered economic activity (ISIC N8299.03) is: Fundraising organization services on a fee or contract basis; repossession services
Where is Xpsmart Finance S.A. located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Xpsmart Finance S.A. incorporated?
It was incorporated on August 5, 2025, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from