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Company profile

Active

Smartcredit S.A.

RUC 0791842346001 · Machala, El Oro

Registry data

RUC
0791842346001
Legal name
SMARTCREDIT S.A.
Trade name
SMARTCREDIT
Size segment (SCVS)
Microenterprise · 2025
Incorporation date
May 19, 2023
Start of activities (SRI)
May 19, 2023
Subscribed capital
$900
Economic activity
Provision of advice and assistance to businesses and public administrations in matters of planning, organization, efficiency and control, management information, etc.
ISIC code
M7020.04
Last year with filed statements
2025
Address
Avenida Fray Vicente Solano 196, Avenida Florencia Astudillo
Location
Machala, El Oro
Region
Costa

Financial statements

Debt ratio
0.0%
Net margin
0.0%
Return on equity (ROE)
0.0%
Revenue vs 2024
+0.0%
Revenue by year 2023 → 2025 · +70.9%
$9.7 k
$16.5 k
$16.5 k
2023 2024 2025
Net result by year
$5.2 k
$0
2023 2024 2025
Employees by year 2023 → 2025 · −50.0%
4
2
2023 2024 2025

The income statement · 2025

  • Revenue $16,500
  • Cost of sales $21,154
  • Net result $0

Balance sheet structure · 2025

What it owns

  • Current assets $900 100%
  • Non-current assets $0 0%

How it is financed

  • Current liabilities $0 0%
  • Non-current liabilities $0 0%
  • Equity $900 100%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $16,500 $0 $900 $900 2
2024 $16,500 $0 $900 $900
2023 $9,657 $5,160 $7,515 $6,060 4

In 2025 it recorded revenue of $16,500 and a net result of $0, a margin of 0.0%.

Its 2025 revenue exceeds that of 25.0% of the 95,463 companies in the country that recorded sales that year. In El Oro, it exceeds 21.9% of the 2,985 on record.

Within its activity (ISIC code M7020.04, 1,627 companies with sales), its revenue exceeds that of 28.4%; the trade’s typical margin was 3.5%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Where it operates

It has 3 open establishments across 3 provinces.

Azuay: 1 companies Bolívar: no data Carchi: no data Cañar: no data Chimborazo: no data Cotopaxi: no data El Oro: 1 companies Esmeraldas: no data Galápagos: no data Guayas: 1 companies Imbabura: no data Loja: no data Los Ríos: no data Manabí: no data Morona Santiago: no data Napo: no data Orellana: no data Pastaza: no data Pichincha: no data Santa Elena: no data Santo Domingo de los Tsáchilas: no data Sucumbíos: no data Tungurahua: no data Zamora Chinchipe: no data Galápagos

Azuay: 1 companiesBolívar: no dataCarchi: no dataCañar: no dataChimborazo: no dataCotopaxi: no dataEl Oro: 1 companiesEsmeraldas: no dataGalápagos: no dataGuayas: 1 companiesImbabura: no dataLoja: no dataLos Ríos: no dataManabí: no dataMorona Santiago: no dataNapo: no dataOrellana: no dataPastaza: no dataPichincha: no dataSanta Elena: no dataSanto Domingo de los Tsáchilas: no dataSucumbíos: no dataTungurahua: no dataZamora Chinchipe: no data Point at or tap a province to see its figure

1

Provinces with a presence

  • El Oro head office 1 location
  • Azuay 1 location
  • Guayas 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated August 7, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Professional, scientific and technical activities
  2. Activities of head offices; management consultancy activities
  3. Management consultancy activities
  4. Management consultancy activities
  5. Provision of advice and assistance to businesses and public administrations in matters of planning, organization, efficiency and control, management information, etc.

Frequently asked questions

What is the RUC of Smartcredit S.A.?

The RUC (taxpayer registration number) of SMARTCREDIT S.A. is 0791842346001, according to Ecuador’s public corporate registry.

Is Smartcredit S.A. active?

Yes. Its legal status in the registry is Activa.

What trade name does Smartcredit S.A. use?

It operates under the trade name SMARTCREDIT, according to the SRI’s RUC registry.

What does Smartcredit S.A. do?

Its registered economic activity (ISIC M7020.04) is: Provision of advice and assistance to businesses and public administrations in matters of planning, organization, efficiency and control, management information, etc.

Where is Smartcredit S.A. located?

Its registered address is in Machala, province of El Oro, Ecuador.

When was Smartcredit S.A. incorporated?

It was incorporated on May 19, 2023, as a stock corporation (s.a.).

Related companies

Corporate information from official public records of Ecuador · where this data comes from