Company profile
Smart Financial Systems S. A.
RUC 0190379035001 · Cuenca, Azuay
Registry data
- RUC
- 0190379035001
- Legal name
- SMART FINANCIAL SYSTEMS S. A.
- Trade name
- SMART FINANCIAL SYSTEMS
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Microenterprise · 2024
- Incorporation date
- November 21, 2011
- Start of activities (SRI)
- November 21, 2011
- Subscribed capital
- $800
- Economic activity
- Wholesale of computer programs (software)
- ISIC code
- G4651.02
- Last year with filed statements
- 2024
- Address
- Fray Vicente Solano 4-101, Remigio Crespo
- Location
- Cuenca, Azuay
- Region
- Sierra
- Phone
- 072887176
Financial statements
- Current ratio
- 0.96
- Debt ratio
- 89.9%
- Net margin
- 1.4%
- Return on equity (ROE)
- 10.9%
- Revenue vs 2023
- +173.6%
The income statement · 2024
- Revenue $9,029
- Expenses $8,862
- Net result $127
Balance sheet structure · 2024
What it owns
- Current assets $9,891 86%
- Non-current assets $1,578 14%
How it is financed
- Current liabilities $10,305 90%
- Non-current liabilities $0 0%
- Equity $1,163 10%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2024 | $9,029 | $127 | $11,469 | $1,163 | 1 |
| 2023 | $3,300 | $34 | $5,207 | $5,201 | 2 |
| 2022 | $100 | $48 | $5,187 | $5,167 | 1 |
| 2021 | $2,891 | $1,052 | $5,398 | $5,119 | 6 |
| 2020 | $895 | $554 | $4,192 | $4,066 | 3 |
| 2019 | $4,230 | $43 | $5,500 | $3,512 | 3 |
| 2018 | $600 | $47 | $3,480 | $3,470 | 4 |
| 2017 | $23,119 | $147 | $5,601 | $3,423 | 1 |
| 2016 | $74,043 | $476 | $7,151 | $3,276 | 3 |
| 2015 | $40,847 | $255 | $16,705 | $2,800 | 2 |
| 2014 | $25,537 | $1,745 | $3,342 | $2,545 | 2 |
| 2013 | $37,836 | $1,891 | $3,830 | $2,691 | 2 |
| 2012 | $24,245 | $1,390 | $3,255 | $2,190 | 2 |
| 2011 | $1 | $0 | $800 | $800 | 2 |
In 2024 it recorded revenue of $9,029 and a net result of $127, a margin of 1.4%.
Its 2024 revenue exceeds that of 19.1% of the 88,862 companies in the country that recorded sales that year. In Azuay, it exceeds 22.2% of the 5,348 on record.
Within its activity (ISIC code G4651.02, 375 companies with sales), its revenue exceeds that of 14.7%; the trade’s typical margin was 2.8%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 5, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- No When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- November 21, 2011
Establishments · 1 registered, 1 open
- HEAD OFFICE Azuay / Cuenca / Huaynacapac / Av. Solano 4101 y Av. Remigio Crespo Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Azuay.
Camilo Ponce Enriquez · 0 companiesChordeleg · 0 companiesCuenca · 1 companiesEl Pan · 0 companiesGirón · 0 companiesGuachapala · 0 companiesGualaceo · 0 companiesNabón · 0 companiesOña · 0 companiesPaute · 0 companiesPucará · 0 companiesSan Fernando · 0 companiesSanta Isabel · 0 companiesSevilla de Oro · 0 companiesSigsig · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Cuenca head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 5, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
Frequently asked questions
What is the RUC of Smart Financial Systems S. A.?
The RUC (taxpayer registration number) of SMART FINANCIAL SYSTEMS S. A. is 0190379035001, according to Ecuador’s public corporate registry.
Is Smart Financial Systems S. A. active?
Yes. Its legal status in the registry is Activa.
What trade name does Smart Financial Systems S. A. use?
It operates under the trade name SMART FINANCIAL SYSTEMS, according to the SRI’s RUC registry.
What does Smart Financial Systems S. A. do?
Its registered economic activity (ISIC G4651.02) is: Wholesale of computer programs (software)
Where is Smart Financial Systems S. A. located?
Its registered address is in Cuenca, province of Azuay, Ecuador.
When was Smart Financial Systems S. A. incorporated?
It was incorporated on November 21, 2011, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from