Company profile
Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A.
RUC 0992987308001 · Guayaquil, Guayas
Registry data
- RUC
- 0992987308001
- Legal name
- SERVICIOS DE RECUPERACION CREDITICIA CREDITSCORE ECUADOR CREDITSCORE S.A.
- Trade name
- REDCOBRA RED NACIONAL DE COBRANZAS
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Small · 2025
- Incorporation date
- August 29, 2016
- Start of activities (SRI)
- August 29, 2016
- Subscribed capital
- $1,600
- Economic activity
- Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses
- ISIC code
- N8291.02
- Last year with filed statements
- 2025
- Address
- Av 9 de Octubre 411, Chile, Centro
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 046019309
Financial statements
- Current ratio
- 2.28
- Debt ratio
- 43.8%
- Net margin
- 21.8%
- Return on equity (ROE)
- 75.8%
- Revenue vs 2024
- −0.4%
The income statement · 2025
- Revenue $105,517
- Cost of sales $34,148
- Expenses $48,345
- Net result $23,024
Balance sheet structure · 2025
What it owns
- Current assets $54,013 100%
- Non-current assets $0 0%
How it is financed
- Current liabilities $23,645 44%
- Non-current liabilities $0 0%
- Equity $30,368 56%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $105,517 | $23,024 | $54,013 | $30,368 | 2 |
| 2024 | $105,892 | $4,315 | $60,120 | $36,475 | 2 |
| 2023 | $107,911 | $5,745 | $33,538 | $32,160 | 3 |
| 2022 | — | — | $27,713 | $26,415 | 2 |
| 2021 | $127,192 | $11,190 | $23,483 | $20,930 | 4 |
| 2020 | $63,934 | $2,261 | $15,157 | $14,261 | 4 |
| 2019 | $99,370 | $7,421 | $13,406 | $12,000 | 4 |
| 2018 | $36,085 | $1,878 | $5,692 | $3,779 | — |
| 2017 | $13,793 | $1,071 | $2,137 | $1,901 | — |
| 2016 | $19,580 | $30 | $1,335 | $830 | — |
In 2025 it recorded revenue of $105,517 and a net result of $23,024, a margin of 21.8%.
Its 2025 revenue exceeds that of 51.9% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 50.2% of the 34,598 on record.
Within its activity (ISIC code N8291, 255 companies with sales), its revenue exceeds that of 51.8%; the trade’s typical margin was 3.0%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 4, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- No When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- August 29, 2016
Establishments · 1 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Rocafuerte / Av. 9 de Octubre 411 y Chile Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas.
Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Guayaquil head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 4, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Administrative and support service activities
- Office administrative, office support and other business support activities
- Business support service activities n.e.c.
- Activities of collection agencies and credit bureaus
- Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses
Frequently asked questions
What is the RUC of Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A.?
The RUC (taxpayer registration number) of SERVICIOS DE RECUPERACION CREDITICIA CREDITSCORE ECUADOR CREDITSCORE S.A. is 0992987308001, according to Ecuador’s public corporate registry.
Is Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A. active?
Yes. Its legal status in the registry is Activa.
What trade name does Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A. use?
It operates under the trade name REDCOBRA RED NACIONAL DE COBRANZAS, according to the SRI’s RUC registry.
What does Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A. do?
Its registered economic activity (ISIC N8291.02) is: Compiling of information, such as personal credit and employment histories and business credit histories, and provision of that information to financial institutions, retailers and other entities that need to assess the creditworthiness of those persons and businesses
Where is Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A. located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Servicios de Recuperacion Crediticia Creditscore Ecuador Creditscore S.A. incorporated?
It was incorporated on August 29, 2016, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from