Company profile
Payjoy-ec Entidad de Concesión Digital de Créditos S.A.
RUC 1793194601001 · Quito, Pichincha
Registry data
- RUC
- 1793194601001
- Legal name
- PAYJOY-EC "ENTIDAD DE CONCESIÓN DIGITAL DE CRÉDITOS" S.A.
- Trade name
- PAYJOY-EC S.A.
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Microenterprise · 2025
- Incorporation date
- March 18, 2022
- Start of activities (SRI)
- March 18, 2022
- Subscribed capital
- $200,000
- Economic activity
- Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds
- ISIC code
- K6630.00
- Last year with filed statements
- 2025
- Address
- Francisco de Orellana N550, Juan Montalvo
- Location
- Quito, Pichincha
- Region
- Sierra
- Phone
- 023230200
Financial statements
- Current ratio
- 1.71
- Debt ratio
- 58.5%
- Return on equity (ROE)
- −13.5%
Balance sheet structure · 2025
What it owns
- Current assets $195,629 100%
- Non-current assets $0 0%
How it is financed
- Current liabilities $114,442 58%
- Non-current liabilities $0 0%
- Equity $81,187 42%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $0 | −$10,987 | $195,629 | $81,187 | 1 |
| 2024 | $0 | −$10,835 | $207,537 | $92,175 | 1 |
| 2023 | $0 | −$26,914 | $3,373 | −$95,990 | 1 |
| 2022 | $0 | −$70,076 | $4,355 | −$69,076 | 3 |
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 6, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- No When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- March 18, 2022
Establishments · 1 registered, 1 open
- HEAD OFFICE Pichincha / Quito / Quito Distrito Metropolitano / Francisco de Orellana N550 y Juan Montalvo Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Pichincha.
Cayambe · 0 companiesMejia · 0 companiesPedro Moncayo · 0 companiesPedro Vicente Maldonado · 0 companiesPuerto Quito · 0 companiesQuito · 1 companiesRuminahui · 0 companiesSan Miguel de los Bancos · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Quito head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 6, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Fund management activities
- Fund management activities
- Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds
Frequently asked questions
What is the RUC of Payjoy-ec Entidad de Concesión Digital de Créditos S.A.?
The RUC (taxpayer registration number) of PAYJOY-EC "ENTIDAD DE CONCESIÓN DIGITAL DE CRÉDITOS" S.A. is 1793194601001, according to Ecuador’s public corporate registry.
Is Payjoy-ec Entidad de Concesión Digital de Créditos S.A. active?
Yes. Its legal status in the registry is Activa.
What trade name does Payjoy-ec Entidad de Concesión Digital de Créditos S.A. use?
It operates under the trade name PAYJOY-EC S.A., according to the SRI’s RUC registry.
What does Payjoy-ec Entidad de Concesión Digital de Créditos S.A. do?
Its registered economic activity (ISIC K6630.00) is: Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds
Where is Payjoy-ec Entidad de Concesión Digital de Créditos S.A. located?
Its registered address is in Quito, province of Pichincha, Ecuador.
When was Payjoy-ec Entidad de Concesión Digital de Créditos S.A. incorporated?
It was incorporated on March 18, 2022, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from