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Company profile

Historical

Operadora de Tarjetas de Credito S.A. Optarecuador

RUC 1791325648001 · Pichincha

This company is no longer in the current registry of the Superintendencia de Compañías. Its file is kept here as historical record, with the financial statements it filed through 2006.

Registry data

RUC
1791325648001
Legal name
OPERADORA DE TARJETAS DE CREDITO S.A. OPTARECUADOR
Trade name
OPTARECUADOR · OPTAR
Company type
Stock corporation (S.A.)
Start of activities (SRI)
September 9, 1996
Economic activity
Credit granting by institutions not engaged in monetary intermediation, where the credit can take various forms such as: loans, mortgages, credit cards, etc., providing the following services: financing of international trade, provision of long-term financing to industry through industrial banks, consumer credit
ISIC code
K6492.01
Last year with filed statements
2006
Location
Pichincha

Financial statements

Current ratio
3.20
Debt ratio
32.8%
Net margin
21.5%
Return on equity (ROE)
51.2%
Revenue vs 2005
+30.9%
Revenue by year 2000 → 2006 · ×17.6
$658 k
$11.6 M
2000 2001 2002 2003 2004 2005 2006
Net result by year 2000 → 2006 · ×87.3
$28.6 k
−$33.1 k
$2.5 M
2000 2001 2002 2003 2004 2005 2006

Balance sheet structure · 2006

What it owns

  • Current assets $6,583,505 91%
  • Non-current assets $671,425 9%

How it is financed

  • Current liabilities $2,056,754 28%
  • Non-current liabilities $325,475 4%
  • Equity $4,872,700 67%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity
2006 $11,598,884 $2,493,455 $7,254,929 $4,872,700
2005 $8,860,508 $1,545,616 $4,954,182 $2,042,353
2004 $391,745 $89,625 $1,153,011 $503,031
2003 $214,499 $80,270 $695,335 $407,114
2002 $404,762 $174,454 $841,110 $372,393
2001 $257,831 −$33,137 $346,192 $146,390
2000 $658,181 $28,576 $441,528 $195,778

In 2006 it recorded revenue of $11,598,884 and a net result of $2,493,455, a margin of 21.5%.

Its 2006 revenue exceeds that of 97.7% of the 30,031 companies in the country that recorded sales that year. In Pichincha, it exceeds 96.9% of the 10,621 on record.

Within its activity (ISIC code K64, 199 companies with sales), its revenue exceeds that of 97.5%; the trade’s typical margin was 2.8%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 6, 2026
RUC status: Deregistered · Extincion
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
No When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
Yes Designated by the SRI for its size, with additional filing obligations
Start of activities
September 9, 1996
Cessation of activities
August 28, 2008

Establishments · 3 registered, 0 open

  • HEAD OFFICE Pichincha / Quito / la Concepción / Av. Amazonas 4560 y Pereira Closed
  • Guayas / Guayaquil / Tarqui / Victor Emilio Estrada 306 y las Lomas Closed
  • Guayas / Guayaquil / Tarqui / Francisco de Orellana S/N Closed

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Financial service activities, except insurance and pension funding
  3. Other financial service activities, except insurance and pension funding activities
  4. Other credit granting
  5. Credit granting by institutions not engaged in monetary intermediation, where the credit can take various forms such as: loans, mortgages, credit cards, etc., providing the following services: financing of international trade, provision of long-term financing to industry through industrial banks, consumer credit

Frequently asked questions

What is the RUC of Operadora de Tarjetas de Credito S.A. Optarecuador?

The RUC (taxpayer registration number) of OPERADORA DE TARJETAS DE CREDITO S.A. OPTARECUADOR is 1791325648001, according to Ecuador’s public corporate registry.

Is Operadora de Tarjetas de Credito S.A. Optarecuador active?

No. Its legal status in the registry is Fuera del Registro Vigente.

What trade name does Operadora de Tarjetas de Credito S.A. Optarecuador use?

It operates under the trade name OPTARECUADOR and OPTAR, according to the SRI’s RUC registry.

What does Operadora de Tarjetas de Credito S.A. Optarecuador do?

Its registered economic activity (ISIC K6492.01) is: Credit granting by institutions not engaged in monetary intermediation, where the credit can take various forms such as: loans, mortgages, credit cards, etc., providing the following services: financing of international trade, provision of long-term financing to industry through industrial banks, consumer credit

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Corporate information from official public records of Ecuador · where this data comes from