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Company profile

Active

Novacredit S. A.

RUC 0190381633001 · Cuenca, Azuay

Registry data

RUC
0190381633001
Legal name
NOVACREDIT S. A.
Trade name
NOVACREDIT
Size segment (SCVS)
Large · 2025
Incorporation date
April 10, 2012
Start of activities (SRI)
April 10, 2012
Subscribed capital
$2,400,000
Economic activity
Other technical consultancy activities
ISIC code
M7490.29
Last year with filed statements
2025
Address
Av 12 de Abril, Francisco Talbot
Location
Cuenca, Azuay
Region
Sierra

Financial statements

Current ratio
1.19
Debt ratio
76.5%
Net margin
22.9%
Return on equity (ROE)
25.5%
Revenue vs 2024
+25.4%
Revenue by year 2012 → 2025 · ×348.9
$22.7 k
$9.1 M
$7.9 M
2012 2015 2018 2021 2025
Net result by year
−$141 k
$1.8 M
2012 2015 2018 2021 2025
Employees by year 2012 → 2025 · ×12.7
7
89
2012 2015 2018 2021 2025

The income statement · 2025

  • Revenue $7,915,062
  • Other income $535,997
  • Expenses $5,687,713
  • Net result $1,808,896

Balance sheet structure · 2025

What it owns

  • Current assets $26,447,772 88%
  • Non-current assets $3,755,410 12%

How it is financed

  • Current liabilities $22,207,075 74%
  • Non-current liabilities $892,814 3%
  • Equity $7,103,294 24%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $7,915,062 $1,808,896 $30,203,182 $7,103,294 89
2024 $6,314,005 $1,300,745 $37,442,039 $5,294,398 83
2023 $5,628,002 $1,003,322 $29,740,350 $4,806,007 69
2022 $6,037,558 $974,792 $26,925,056 $4,402,685 62
2021 $4,377,877 $839,011 $15,784,171 $4,027,893 75
2020 $4,896,475 $633,394 $18,437,386 $3,788,881 72
2019 $6,358,570 $924,704 $15,644,312 $3,755,487 87
2018 $9,059,635 $1,195,803 $12,750,663 $3,430,999 48
2017 $7,141,689 $1,133,983 $16,162,078 $1,735,196 67
2016 $3,859,145 $606,056 $11,663,934 $1,600,017 33
2015 $3,865,525 $563,183 $7,908,682 $1,234,618 12
2014 $2,612,884 $416,246 $7,257,356 $762,070 11
2013 $1,207,655 $186,913 $3,294,452 $356,439 11
2012 $22,688 −$141,089 $1,053,101 $158,911 7

In 2025 it recorded revenue of $7,915,062 and a net result of $1,808,896, a margin of 22.9%.

Its 2025 revenue exceeds that of 96.9% of the 95,463 companies in the country that recorded sales that year. In Azuay, it exceeds 97.6% of the 5,838 on record.

Within its activity (ISIC code M7490.29, 754 companies with sales), its revenue exceeds that of 99.7%; the trade’s typical margin was 4.1%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Securities market

Novacredit S. A. is registered as an issuer in the public securities market registry, the roster of companies that raise financing by selling securities. There it files balance sheets more often than the annual statements; the most recent is from June 30, 2026:

Assets
$36,713,996
Liabilities
$29,184,066
Equity
$7,529,930
Period revenue
$4,998,175
Period result
$1,240,639

Semiannual balance sheet filed with the public securities market registry; revenue and result are the running total since January. See the securities market analysis

Tax status (SRI)

updated September 5, 2026
RUC status: Active
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
Yes When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
Yes Designated by the SRI for its size, with additional filing obligations
Start of activities
April 10, 2012

Establishments · 3 registered, 3 open

  • HEAD OFFICE Azuay / Cuenca / Huaynacapac / Francisco Talbot SN y Av. 12 de Abril Open
  • Pichincha / Quito / Mariscal Sucre / Av. Patria E441 y Av. Amazonas Open
  • Guayas / Guayaquil / Ximena / Av. Victor Emilio Estrada 0425 y Ebanos Open

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 3 open establishments across 3 provinces.

Azuay: 1 companies Bolívar: no data Carchi: no data Cañar: no data Chimborazo: no data Cotopaxi: no data El Oro: no data Esmeraldas: no data Galápagos: no data Guayas: 1 companies Imbabura: no data Loja: no data Los Ríos: no data Manabí: no data Morona Santiago: no data Napo: no data Orellana: no data Pastaza: no data Pichincha: 1 companies Santa Elena: no data Santo Domingo de los Tsáchilas: no data Sucumbíos: no data Tungurahua: no data Zamora Chinchipe: no data Galápagos

Azuay: 1 companiesBolívar: no dataCarchi: no dataCañar: no dataChimborazo: no dataCotopaxi: no dataEl Oro: no dataEsmeraldas: no dataGalápagos: no dataGuayas: 1 companiesImbabura: no dataLoja: no dataLos Ríos: no dataManabí: no dataMorona Santiago: no dataNapo: no dataOrellana: no dataPastaza: no dataPichincha: 1 companiesSanta Elena: no dataSanto Domingo de los Tsáchilas: no dataSucumbíos: no dataTungurahua: no dataZamora Chinchipe: no data Point at or tap a province to see its figure

1

Provinces with a presence

  • Azuay head office 1 location
  • Pichincha 1 location
  • Guayas 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 5, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Professional, scientific and technical activities
  2. Other professional, scientific and technical activities
  3. Other professional, scientific and technical activities n.e.c.
  4. Other professional, scientific and technical activities n.e.c.
  5. Other technical consultancy activities

Frequently asked questions

What is the RUC of Novacredit S. A.?

The RUC (taxpayer registration number) of NOVACREDIT S. A. is 0190381633001, according to Ecuador’s public corporate registry.

Is Novacredit S. A. active?

Yes. Its legal status in the registry is Activa.

What trade name does Novacredit S. A. use?

It operates under the trade name NOVACREDIT, according to the SRI’s RUC registry.

What does Novacredit S. A. do?

Its registered economic activity (ISIC M7490.29) is: Other technical consultancy activities

Where is Novacredit S. A. located?

Its registered address is in Cuenca, province of Azuay, Ecuador.

When was Novacredit S. A. incorporated?

It was incorporated on April 10, 2012, as a stock corporation (s.a.).

Related companies

Corporate information from official public records of Ecuador · where this data comes from