Company profile
Microfinanza Calificadora de Riesgos S.A. Microriesg
RUC 1792147921001 · Quito, Pichincha
Registry data
- RUC
- 1792147921001
- Legal name
- MICROFINANZA CALIFICADORA DE RIESGOS S.A. MICRORIESG
- Trade name
- MFR
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Small · 2025
- Incorporation date
- July 16, 2008
- Start of activities (SRI)
- July 16, 2008
- Subscribed capital
- $150,000
- Economic activity
- Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
- ISIC code
- K6619.01
- Last year with filed statements
- 2025
- Address
- Rumipamba E2-194, Av República, la Carolina
- Location
- Quito, Pichincha
- Region
- Sierra
- Phone
- 023518299
Financial statements
- Current ratio
- 16.15
- Debt ratio
- 8.9%
- Net margin
- 3.3%
- Return on equity (ROE)
- 2.6%
- Revenue vs 2024
- −17.7%
The income statement · 2025
- Revenue $271,699
- Cost of sales $18,393
- Expenses $234,920
- Net result $8,854
Balance sheet structure · 2025
What it owns
- Current assets $232,282 63%
- Non-current assets $137,292 37%
How it is financed
- Current liabilities $14,380 4%
- Non-current liabilities $18,494 5%
- Equity $336,700 91%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $271,699 | $8,854 | $369,574 | $336,700 | 6 |
| 2024 | $330,279 | $2,086 | $348,052 | $326,330 | 5 |
| 2023 | $461,049 | $31,001 | $368,563 | $325,371 | 7 |
| 2022 | $402,995 | $48,193 | $387,346 | $296,234 | 7 |
| 2021 | $354,671 | $59,691 | $339,946 | $250,525 | 8 |
| 2020 | $307,563 | $18,240 | $251,419 | $192,076 | 7 |
| 2019 | $336,550 | $10,717 | $235,597 | $177,631 | 7 |
| 2018 | $339,635 | $8,817 | $198,529 | $166,914 | 7 |
| 2017 | $317,291 | $4,568 | $168,589 | $125,097 | 7 |
| 2016 | $325,500 | $3,765 | $173,750 | $120,528 | 6 |
| 2015 | $250,088 | $1,998 | $139,760 | $116,763 | 5 |
| 2014 | $246,170 | $1,738 | $138,910 | $114,765 | 5 |
| 2013 | $338,458 | $6,427 | $149,311 | $113,027 | 6 |
| 2012 | $336,787 | $13,388 | $139,061 | $107,735 | 6 |
| 2011 | $261,421 | $289 | $127,480 | $40,769 | 4 |
| 2010 | $277,630 | $2,000 | $127,282 | $42,743 | 7 |
| 2009 | $174,818 | $557 | $113,698 | $40,743 | 7 |
| 2008 | $278 | $185 | $93,168 | $40,185 | 5 |
In 2025 it recorded revenue of $271,699 and a net result of $8,854, a margin of 3.3%.
Its 2025 revenue exceeds that of 67.7% of the 95,463 companies in the country that recorded sales that year. In Pichincha, it exceeds 67.2% of the 32,639 on record.
Within its activity (ISIC code K6619.01, 112 companies with sales), its revenue exceeds that of 51.8%; the trade’s typical margin was 2.4%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 1, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- July 16, 2008
Establishments · 1 registered, 1 open
- HEAD OFFICE Pichincha / Quito / Iñaquito / Rumipamba E2-194 y Av República Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Pichincha.
Cayambe · 0 companiesMejia · 0 companiesPedro Moncayo · 0 companiesPedro Vicente Maldonado · 0 companiesPuerto Quito · 0 companiesQuito · 1 companiesRuminahui · 0 companiesSan Miguel de los Bancos · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Quito head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 1, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to financial service activities, except insurance and pension funding
- Other activities auxiliary to financial service activities
- Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
Frequently asked questions
What is the RUC of Microfinanza Calificadora de Riesgos S.A. Microriesg?
The RUC (taxpayer registration number) of MICROFINANZA CALIFICADORA DE RIESGOS S.A. MICRORIESG is 1792147921001, according to Ecuador’s public corporate registry.
Is Microfinanza Calificadora de Riesgos S.A. Microriesg active?
Yes. Its legal status in the registry is Activa.
What trade name does Microfinanza Calificadora de Riesgos S.A. Microriesg use?
It operates under the trade name MFR, according to the SRI’s RUC registry.
What does Microfinanza Calificadora de Riesgos S.A. Microriesg do?
Its registered economic activity (ISIC K6619.01) is: Activities auxiliary to financial service activities n.e.c., such as: processing and settlement of financial transactions, including credit card transactions
Where is Microfinanza Calificadora de Riesgos S.A. Microriesg located?
Its registered address is in Quito, province of Pichincha, Ecuador.
When was Microfinanza Calificadora de Riesgos S.A. Microriesg incorporated?
It was incorporated on July 16, 2008, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from