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Horizonte Seguros Agencia Asesora Productora de Seguros Hseg Cia.ltda.

RUC 0190475441001 · Cuenca, Azuay

Registry data

RUC
0190475441001
Legal name
HORIZONTE SEGUROS AGENCIA ASESORA PRODUCTORA DE SEGUROS HSEG CIA.LTDA.
Size segment (SCVS)
Microenterprise · 2025
Incorporation date
April 17, 2019
Start of activities (SRI)
April 23, 2019
Subscribed capital
$400
Economic activity
Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
ISIC code
K6622.00
Last year with filed statements
2025
Address
Francisco de Quevedo 2-24, Teresa de Avila
Location
Cuenca, Azuay
Region
Sierra

Financial statements

Current ratio
2.74
Debt ratio
36.3%
Net margin
2.0%
Return on equity (ROE)
5.9%
Revenue vs 2024
−34.5%
Revenue by year 2019 → 2025 · +47.0%
$35.9 k
$80.7 k
$52.8 k
2019 2020 2021 2022 2023 2024 2025
Net result by year 2019 → 2025 · −66.3%
$3.2 k
$16.3 k
$1.1 k
2019 2020 2021 2022 2023 2024 2025
Employees by year 2019 → 2025 · −33.3%
6
4
2019 2020 2021 2022 2023 2024 2025

The income statement · 2025

  • Revenue $52,848
  • Expenses $51,769
  • Net result $1,078

Balance sheet structure · 2025

What it owns

  • Current assets $28,415 99%
  • Non-current assets $171 1%

How it is financed

  • Current liabilities $10,380 36%
  • Non-current liabilities $0 0%
  • Equity $18,206 64%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $52,848 $1,078 $28,586 $18,206 4
2024 $80,664 $3,914 $18,011 $18,011 4
2023 $57,285 $4,750 $23,552 $15,687 4
2022 $39,457 $5,230 $29,772 $12,660 4
2021 $31,248 $6,870 $8,431 $7,430 6
2020 $18,862 $16,290 $23,158 $23,069 6
2019 $35,943 $3,204 $16,875 $3,604 6

In 2025 it recorded revenue of $52,848 and a net result of $1,078, a margin of 2.0%.

Its 2025 revenue exceeds that of 40.5% of the 95,463 companies in the country that recorded sales that year. In Azuay, it exceeds 43.0% of the 5,838 on record.

Within its activity (ISIC code K6622.00, 620 companies with sales), its revenue exceeds that of 37.3%; the trade’s typical margin was 4.1%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 4, 2026
RUC status: Active
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
No When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
No Designated by the SRI for its size, with additional filing obligations
Start of activities
April 23, 2019

Establishments · 1 registered, 1 open

  • HEAD OFFICE Azuay / Cuenca / Yanuncay / Francisco de Quevedo 2-24 y Teresa de Avila Open

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 1 open establishment in Azuay.

Camilo Ponce Enriquez: 0 companies Chordeleg: 0 companies Cuenca: 1 companies El Pan: 0 companies Girón: 0 companies Guachapala: 0 companies Gualaceo: 0 companies Nabón: 0 companies Oña: 0 companies Paute: 0 companies Pucará: 0 companies San Fernando: 0 companies Santa Isabel: 0 companies Sevilla de Oro: 0 companies Sigsig: 0 companies Cuenca Sigsig Nabón Pucará Girón Oña

Camilo Ponce Enriquez · 0 companiesChordeleg · 0 companiesCuenca · 1 companiesEl Pan · 0 companiesGirón · 0 companiesGuachapala · 0 companiesGualaceo · 0 companiesNabón · 0 companiesOña · 0 companiesPaute · 0 companiesPucará · 0 companiesSan Fernando · 0 companiesSanta Isabel · 0 companiesSevilla de Oro · 0 companiesSigsig · 0 companies Point at or tap a canton to see its figure

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

  • Cuenca head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 4, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Activities auxiliary to financial service and insurance activities
  3. Activities auxiliary to insurance and pension funding
  4. Activities of insurance agents and brokers
  5. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Frequently asked questions

What is the RUC of Horizonte Seguros Agencia Asesora Productora de Seguros Hseg Cia.ltda.?

The RUC (taxpayer registration number) of HORIZONTE SEGUROS AGENCIA ASESORA PRODUCTORA DE SEGUROS HSEG CIA.LTDA. is 0190475441001, according to Ecuador’s public corporate registry.

Is Horizonte Seguros Agencia Asesora Productora de Seguros Hseg Cia.ltda. active?

Yes. Its legal status in the registry is Activa.

What does Horizonte Seguros Agencia Asesora Productora de Seguros Hseg Cia.ltda. do?

Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Where is Horizonte Seguros Agencia Asesora Productora de Seguros Hseg Cia.ltda. located?

Its registered address is in Cuenca, province of Azuay, Ecuador.

When was Horizonte Seguros Agencia Asesora Productora de Seguros Hseg Cia.ltda. incorporated?

It was incorporated on April 17, 2019, as a limited liability company (cía. ltda.).

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Corporate information from official public records of Ecuador · where this data comes from