Company profile
Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda.
RUC 0990848661001 · Guayaquil, Guayas
Registry data
- RUC
- 0990848661001
- Legal name
- FLUMISEGUROS, AGENCIA ASESORA, PRODUCTORA DE SEGUROS CIA. LTDA.
- Trade name
- FLUMISEGUROS CIA. LTDA.
- Company type
- Limited liability company (Cía. Ltda.)
- Size segment (SCVS)
- Microenterprise · 2025
- Incorporation date
- March 17, 1987
- Start of activities (SRI)
- March 17, 1987
- Subscribed capital
- $401
- Economic activity
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
- ISIC code
- K6622.00
- Last year with filed statements
- 2025
- Address
- Agustin Freire SL 14, Maz 4, Norte
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 042626074
Financial statements
- Current ratio
- 0.99
- Debt ratio
- 79.0%
- Return on equity (ROE)
- 3.1%
The income statement · 2025
- Revenue $8,243
- Other income $3,020
- Expenses $11,124
- Net result $108
The 2025 figures do not add up at first sight: cost and expenses exceed the declared revenue and there is still a profit. The explanation is that the bulk of the billing sits under “other income” ($3,020) rather than in the revenue line. Figures are shown as filed, which is why this profile does not compute the margin or compare it against the previous year.
Balance sheet structure · 2025
What it owns
- Current assets $12,858 79%
- Non-current assets $3,519 21%
How it is financed
- Current liabilities $12,930 79%
- Non-current liabilities $0 0%
- Equity $3,447 21%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $8,243 | $108 | $16,377 | $3,447 | 2 |
| 2024 | $8,169 | $202 | $13,372 | $3,305 | 1 |
| 2023 | $13,795 | $9 | $41,740 | $3,662 | 3 |
| 2022 | $10,923 | $171 | $35,065 | $3,653 | 2 |
| 2021 | $8,721 | −$6,021 | $23,008 | $3,495 | 6 |
| 2020 | $7,344 | −$2,864 | $18,738 | $9,515 | 2 |
| 2019 | $10,222 | $0 | $14,781 | $12,333 | 8 |
| 2018 | $17,029 | $726 | $14,781 | $12,333 | 4 |
| 2017 | $21,457 | $6,060 | $14,018 | $11,608 | 1 |
| 2016 | $10,184 | $1,544 | $10,130 | $5,547 | 1 |
| 2015 | $8,631 | $144 | $8,271 | $4,004 | 1 |
In 2025 it recorded revenue of $8,243 and a net result of $108.
In its activity (ISIC code K6622.00, 620 companies with sales), the trade’s typical margin was 4.1%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- March 17, 1987
Establishments · 1 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Tarqui / Av. Agustin Freire Solar 14 y Av. Francisco de Orellana Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas.
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Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Guayaquil head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to insurance and pension funding
- Activities of insurance agents and brokers
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Frequently asked questions
What is the RUC of Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda.?
The RUC (taxpayer registration number) of FLUMISEGUROS, AGENCIA ASESORA, PRODUCTORA DE SEGUROS CIA. LTDA. is 0990848661001, according to Ecuador’s public corporate registry.
Is Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. active?
Yes. Its legal status in the registry is Activa.
What trade name does Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. use?
It operates under the trade name FLUMISEGUROS CIA. LTDA., according to the SRI’s RUC registry.
What does Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. do?
Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Where is Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. incorporated?
It was incorporated on March 17, 1987, as a limited liability company (cía. ltda.).
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Corporate information from official public records of Ecuador · where this data comes from