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Active

Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda.

RUC 0990848661001 · Guayaquil, Guayas

Registry data

RUC
0990848661001
Legal name
FLUMISEGUROS, AGENCIA ASESORA, PRODUCTORA DE SEGUROS CIA. LTDA.
Trade name
FLUMISEGUROS CIA. LTDA.
Size segment (SCVS)
Microenterprise · 2025
Incorporation date
March 17, 1987
Start of activities (SRI)
March 17, 1987
Subscribed capital
$401
Economic activity
Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
ISIC code
K6622.00
Last year with filed statements
2025
Address
Agustin Freire SL 14, Maz 4, Norte
Location
Guayaquil, Guayas
Region
Costa

Financial statements

Current ratio
0.99
Debt ratio
79.0%
Return on equity (ROE)
3.1%
Revenue by year 2015 → 2025 · −4.5%
$8.6 k
$21.5 k
$7.3 k
$8.2 k
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Net result by year 2015 → 2025 · −24.8%
$144
$6.1 k
−$6.0 k
$108
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Employees by year 2015 → 2025 · +100.0%
1
8
2
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

The income statement · 2025

  • Revenue $8,243
  • Other income $3,020
  • Expenses $11,124
  • Net result $108

The 2025 figures do not add up at first sight: cost and expenses exceed the declared revenue and there is still a profit. The explanation is that the bulk of the billing sits under “other income” ($3,020) rather than in the revenue line. Figures are shown as filed, which is why this profile does not compute the margin or compare it against the previous year.

Balance sheet structure · 2025

What it owns

  • Current assets $12,858 79%
  • Non-current assets $3,519 21%

How it is financed

  • Current liabilities $12,930 79%
  • Non-current liabilities $0 0%
  • Equity $3,447 21%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $8,243 $108 $16,377 $3,447 2
2024 $8,169 $202 $13,372 $3,305 1
2023 $13,795 $9 $41,740 $3,662 3
2022 $10,923 $171 $35,065 $3,653 2
2021 $8,721 −$6,021 $23,008 $3,495 6
2020 $7,344 −$2,864 $18,738 $9,515 2
2019 $10,222 $0 $14,781 $12,333 8
2018 $17,029 $726 $14,781 $12,333 4
2017 $21,457 $6,060 $14,018 $11,608 1
2016 $10,184 $1,544 $10,130 $5,547 1
2015 $8,631 $144 $8,271 $4,004 1

In 2025 it recorded revenue of $8,243 and a net result of $108.

In its activity (ISIC code K6622.00, 620 companies with sales), the trade’s typical margin was 4.1%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 2, 2026
RUC status: Active
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
Yes When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
No Designated by the SRI for its size, with additional filing obligations
Start of activities
March 17, 1987

Establishments · 1 registered, 1 open

  • HEAD OFFICE Guayas / Guayaquil / Tarqui / Av. Agustin Freire Solar 14 y Av. Francisco de Orellana Open

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 1 open establishment in Guayas.

Alfredo Baquerizo Moreno: 0 companies Balao: 0 companies Balzar: 0 companies Colimes: 0 companies Coronel Marcelino Maridueña: 0 companies Daule: 0 companies Durán: 0 companies El Empalme: 0 companies El Triunfo: 0 companies General Antonio Elizalde: 0 companies Guayaquil: 1 companies Isidro Ayora: 0 companies Lomas de Sargentillo: 0 companies Milagro: 0 companies Naranjal: 0 companies Naranjito: 0 companies Nobol: 0 companies Palestina: 0 companies Pedro Carbo: 0 companies Playas: 0 companies Salitre: 0 companies Samborondón: 0 companies Santa Lucia: 0 companies Simón Bolívar: 0 companies Yaguachi: 0 companies Guayaquil Naranjal Balzar Pedro Carbo Colimes Salitre Milagro Daule Balao Durán

Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

  • Guayaquil head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Activities auxiliary to financial service and insurance activities
  3. Activities auxiliary to insurance and pension funding
  4. Activities of insurance agents and brokers
  5. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Frequently asked questions

What is the RUC of Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda.?

The RUC (taxpayer registration number) of FLUMISEGUROS, AGENCIA ASESORA, PRODUCTORA DE SEGUROS CIA. LTDA. is 0990848661001, according to Ecuador’s public corporate registry.

Is Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. active?

Yes. Its legal status in the registry is Activa.

What trade name does Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. use?

It operates under the trade name FLUMISEGUROS CIA. LTDA., according to the SRI’s RUC registry.

What does Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. do?

Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Where is Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. located?

Its registered address is in Guayaquil, province of Guayas, Ecuador.

When was Flumiseguros, Agencia Asesora, Productora de Seguros Cia. Ltda. incorporated?

It was incorporated on March 17, 1987, as a limited liability company (cía. ltda.).

Related companies

Corporate information from official public records of Ecuador · where this data comes from