Company profile
Financredit S.A.
RUC 0195090831001 · Cuenca, Azuay
Registry data
- RUC
- 0195090831001
- Legal name
- FINANCREDIT S.A.
- Trade name
- FINANCREDIT
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Medium · 2025
- Incorporation date
- November 12, 2021
- Start of activities (SRI)
- November 19, 2021
- Subscribed capital
- $100,000
- Economic activity
- Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds
- ISIC code
- K6630.00
- Last year with filed statements
- 2025
- Address
- Av. España 8-99, Sevilla, San Blas
- Location
- Cuenca, Azuay
- Region
- Sierra
- Phone
- 074107706
Financial statements
- Current ratio
- 3.18
- Debt ratio
- 38.1%
- Net margin
- 0.7%
- Return on equity (ROE)
- 0.6%
- Revenue vs 2024
- ×4.2
The income statement · 2025
- Revenue $2,169,524
- Expenses $2,154,130
- Net result $15,394
Balance sheet structure · 2025
What it owns
- Current assets $4,199,773 99%
- Non-current assets $52,082 1%
How it is financed
- Current liabilities $1,319,431 31%
- Non-current liabilities $302,288 7%
- Equity $2,630,136 62%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $2,169,524 | $15,394 | $4,251,855 | $2,630,136 | 4 |
| 2024 | $513,280 | $6,257 | $3,727,792 | $3,614,743 | 4 |
| 2023 | $58,080 | $6,701 | $571,850 | $106,701 | 4 |
| 2022 | $0 | $0 | $100,000 | $100,000 | 4 |
| 2021 | $1 | −$1,094 | $98,984 | $98,906 | 4 |
In 2025 it recorded revenue of $2,169,524 and a net result of $15,394, a margin of 0.7%.
Its 2025 revenue exceeds that of 91.4% of the 95,463 companies in the country that recorded sales that year. In Azuay, it exceeds 92.8% of the 5,838 on record.
Within its activity (ISIC code K6630.00, 58 companies with sales), its revenue exceeds that of 82.8%; the trade’s typical margin was 2.7%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 5, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- No When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- November 19, 2021
Establishments · 1 registered, 1 open
- HEAD OFFICE Azuay / Cuenca / San Blas / Calle Medardo Angel Silva S/N y Jose de la Cuadra Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Azuay.
Camilo Ponce Enriquez · 0 companiesChordeleg · 0 companiesCuenca · 1 companiesEl Pan · 0 companiesGirón · 0 companiesGuachapala · 0 companiesGualaceo · 0 companiesNabón · 0 companiesOña · 0 companiesPaute · 0 companiesPucará · 0 companiesSan Fernando · 0 companiesSanta Isabel · 0 companiesSevilla de Oro · 0 companiesSigsig · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Cuenca head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 5, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Fund management activities
- Fund management activities
- Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds
Frequently asked questions
What is the RUC of Financredit S.A.?
The RUC (taxpayer registration number) of FINANCREDIT S.A. is 0195090831001, according to Ecuador’s public corporate registry.
Is Financredit S.A. active?
Yes. Its legal status in the registry is Activa.
What trade name does Financredit S.A. use?
It operates under the trade name FINANCREDIT, according to the SRI’s RUC registry.
What does Financredit S.A. do?
Its registered economic activity (ISIC K6630.00) is: Activities of persons, firms and other entities managing portfolios and funds on a fee or contract basis. Includes: management of pension funds, management of mutual funds and management of other investment funds
Where is Financredit S.A. located?
Its registered address is in Cuenca, province of Azuay, Ecuador.
When was Financredit S.A. incorporated?
It was incorporated on November 12, 2021, as a stock corporation (s.a.).
Related companies
- Recupero para Cooperativas del Ecuador S.A. Vaansanmo S.A. Cuenca 0190394662001 Active
- Credisur S.A. Cuenca 0190490130001 Active
- Cresafe Cia. Ltda. Cuenca 0190386317001 Active
- Legaliza S.A. Cuenca 1793121578001 Active
- Argo Inversiones C. Ltda. Cuenca 0190096475001 Active
- Inqueica Cia. Ltda. Cuenca 0190341631001 Active
- Corporacion Efor S.A. Cuenca 0190507823001 Active
- Smart-bpay S.A.S. Cuenca 0190489728001 Active
- SCB Smart Capital C.A. Cuenca 0190487377001 Active
- Terciaustro S. A. Cuenca 0190337588001 In dissolution
- Cydot S.A. Cuenca 0190507696001 In dissolution
- New Century Planning Of Ecuador Ncpe S.A. 0190485811001 Historical
- Smarth Pay Smarthpayec S.A.S. 0190496368001 Historical
- Coees Cia.ltda. 0190448045001 Historical
- Conrecob, Compañia Regional de Cobranzas Cia. Ltda. 0190325326001 Historical
- Florencio Salgado Compañía Limitada 0190370607001 Historical
- Quski C.A. Quito 1792670632001 Active
- Wiicarecuador S.A. Guayaquil 0993369356001 Active
- Portcoll S.A. Quito 0992748117001 Active
- Credisolucion S.A. Quito 1793041183001 Active
Corporate information from official public records of Ecuador · where this data comes from