Company profile
Credivalor Factoring S.A.S.
RUC 0195119491001 · Cuenca, Azuay
Registry data
- RUC
- 0195119491001
- Legal name
- CREDIVALOR FACTORING S.A.S.
- Company type
- Simplified stock company (S.A.S.)
- Size segment (SCVS)
- Microenterprise · 2025
- Incorporation date
- March 23, 2023
- Start of activities (SRI)
- March 23, 2023
- Subscribed capital
- $5,000
- Economic activity
- Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services
- ISIC code
- N8291.01
- Last year with filed statements
- 2025
- Address
- Av España 1884, Gil Ramirez Dávalos
- Location
- Cuenca, Azuay
- Region
- Sierra
- Phone
- 072860727
Financial statements
- Current ratio
- 2.42
- Debt ratio
- 91.9%
- Net margin
- 1.9%
- Return on equity (ROE)
- 4.5%
- Revenue vs 2024
- +2.8%
The income statement · 2025
- Revenue $58,493
- Expenses $57,233
- Net result $1,117
Balance sheet structure · 2025
What it owns
- Current assets $11,012 4%
- Non-current assets $298,456 96%
How it is financed
- Current liabilities $4,555 1%
- Non-current liabilities $279,950 90%
- Equity $24,963 8%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $58,493 | $1,117 | $309,468 | $24,963 | 4 |
| 2024 | $56,873 | $716 | $338,142 | $23,846 | 3 |
| 2023 | $33,111 | −$2,338 | $284,816 | $25,312 | 1 |
In 2025 it recorded revenue of $58,493 and a net result of $1,117, a margin of 1.9%.
Its 2025 revenue exceeds that of 42.0% of the 95,463 companies in the country that recorded sales that year. In Azuay, it exceeds 44.3% of the 5,838 on record.
Within its activity (ISIC code N8291.01, 236 companies with sales), its revenue exceeds that of 44.9%; the trade’s typical margin was 3.2%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 1, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- No When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- March 23, 2023
Establishments · 1 registered, 1 open
- HEAD OFFICE Azuay / Cuenca / Cuenca / Av España y Gil Ramirez Dávalos Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Azuay.
Camilo Ponce Enriquez · 0 companiesChordeleg · 0 companiesCuenca · 1 companiesEl Pan · 0 companiesGirón · 0 companiesGuachapala · 0 companiesGualaceo · 0 companiesNabón · 0 companiesOña · 0 companiesPaute · 0 companiesPucará · 0 companiesSan Fernando · 0 companiesSanta Isabel · 0 companiesSevilla de Oro · 0 companiesSigsig · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Cuenca head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 1, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Administrative and support service activities
- Office administrative, office support and other business support activities
- Business support service activities n.e.c.
- Activities of collection agencies and credit bureaus
- Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services
Frequently asked questions
What is the RUC of Credivalor Factoring S.A.S.?
The RUC (taxpayer registration number) of CREDIVALOR FACTORING S.A.S. is 0195119491001, according to Ecuador’s public corporate registry.
Is Credivalor Factoring S.A.S. active?
Yes. Its legal status in the registry is Activa.
What does Credivalor Factoring S.A.S. do?
Its registered economic activity (ISIC N8291.01) is: Collection of amounts due and remittance of those funds to clients, such as debt or bill collection services
Where is Credivalor Factoring S.A.S. located?
Its registered address is in Cuenca, province of Azuay, Ecuador.
When was Credivalor Factoring S.A.S. incorporated?
It was incorporated on March 23, 2023, as a simplified stock company (s.a.s.).
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Corporate information from official public records of Ecuador · where this data comes from