Company profile
Creditos y Construcciones S.A. (Crecosa)
RUC 0990009368001 · Guayaquil, Guayas
Registry data
- RUC
- 0990009368001
- Legal name
- CREDITOS Y CONSTRUCCIONES S.A. (CRECOSA)
- Trade name
- CRECOSA
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Large · 2025
- Incorporation date
- June 22, 1966
- Start of activities (SRI)
- June 22, 1966
- Subscribed capital
- $15,000,000
- Economic activity
- Real estate appraisal services
- ISIC code
- L6820.03
- Last year with filed statements
- 2025
- Address
- Emilio Romero, Benjamin Carrion
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 042922660
Financial statements
- Current ratio
- 1.95
- Debt ratio
- 21.6%
- Net margin
- 68.0%
- Return on equity (ROE)
- 15.0%
- Revenue vs 2024
- +44.5%
The income statement · 2025
- Revenue $5,794,128
- Other income $431,670
- Expenses $1,606,305
- Net result $3,942,311
Balance sheet structure · 2025
What it owns
- Current assets $13,790,668 41%
- Non-current assets $19,733,146 59%
How it is financed
- Current liabilities $7,062,763 21%
- Non-current liabilities $193,886 1%
- Equity $26,267,165 78%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $5,794,128 | $3,942,311 | $33,523,814 | $26,267,165 | 1 |
| 2024 | $4,009,735 | $1,875,072 | $33,934,072 | $31,324,854 | 4 |
| 2023 | $3,582,934 | $1,637,745 | $31,606,935 | $29,449,782 | 4 |
| 2022 | $3,008,544 | $2,072,928 | $29,898,520 | $27,812,038 | 2 |
| 2021 | $3,487,352 | $2,555,021 | $28,354,394 | $25,736,110 | 2 |
| 2020 | $1,399,366 | $458,248 | $25,566,933 | $23,181,088 | 2 |
| 2019 | $4,716,257 | $4,094,287 | $25,528,380 | $22,722,840 | 2 |
| 2018 | $4,843,348 | $3,000,925 | $20,262,356 | $18,628,553 | 6 |
| 2017 | $4,356,195 | $2,669,973 | $17,325,660 | $15,627,629 | 2 |
| 2016 | $4,476,592 | $2,724,817 | $14,531,143 | $12,957,656 | 1 |
| 2015 | $4,453,986 | $2,678,665 | $14,922,136 | $12,881,367 | 1 |
| 2014 | $5,097,160 | $3,312,608 | $15,866,385 | $11,794,187 | 1 |
| 2013 | $4,767,879 | $2,981,962 | $15,064,698 | $14,201,656 | 1 |
| 2012 | $4,331,320 | $2,738,115 | $16,788,228 | $15,972,219 | 1 |
| 2011 | $3,237,919 | $1,904,142 | $14,545,475 | $13,234,104 | 1 |
| 2010 | $2,587,754 | $1,331,574 | $12,153,587 | $11,329,963 | 1 |
| 2009 | $2,531,340 | $1,099,515 | $10,581,734 | $7,717,789 | 1 |
| 2008 | $3,530,967 | $2,091,552 | $12,097,716 | $8,881,047 | — |
| 2007 | $874,349 | $72,684 | $10,288,041 | $6,789,495 | — |
| 2006 | $791,191 | $21,467 | $9,537,414 | $6,716,810 | — |
| 2005 | $584,120 | $3,873 | $9,684,755 | $6,695,344 | — |
| 2004 | $661,540 | $7,678 | $9,030,927 | $6,694,031 | — |
| 2003 | $620,253 | $13,124 | $9,847,242 | $6,693,080 | — |
| 2002 | $906,527 | $43,462 | $6,714,412 | $6,692,298 | — |
| 2001 | $833,173 | $6,325 | $6,659,191 | $6,637,637 | — |
| 2000 | $235,646 | $586 | $373,369 | $253,136 | — |
In 2025 it recorded revenue of $5,794,128 and a net result of $3,942,311, a margin of 68.0%.
Its 2025 revenue exceeds that of 96.0% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 95.4% of the 34,598 on record.
Within its activity (ISIC code L6820.03, 1,066 companies with sales), its revenue exceeds that of 98.2%; the trade’s typical margin was 4.0%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- June 22, 1966
Establishments · 1 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Tarqui / Emilio Romero Solar 2-3 y Av. Benjamin Carrion Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas.
Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Guayaquil head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
Frequently asked questions
What is the RUC of Creditos y Construcciones S.A. (Crecosa)?
The RUC (taxpayer registration number) of CREDITOS Y CONSTRUCCIONES S.A. (CRECOSA) is 0990009368001, according to Ecuador’s public corporate registry.
Is Creditos y Construcciones S.A. (Crecosa) active?
Yes. Its legal status in the registry is Activa.
What trade name does Creditos y Construcciones S.A. (Crecosa) use?
It operates under the trade name CRECOSA, according to the SRI’s RUC registry.
What does Creditos y Construcciones S.A. (Crecosa) do?
Its registered economic activity (ISIC L6820.03) is: Real estate appraisal services
Where is Creditos y Construcciones S.A. (Crecosa) located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Creditos y Construcciones S.A. (Crecosa) incorporated?
It was incorporated on June 22, 1966, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from