Company profile
Coverage S.A. Agcia.asesora Product.seg
RUC 0992616350001 · Guayaquil, Guayas
Registry data
- RUC
- 0992616350001
- Legal name
- COVERAGE S.A. AGCIA.ASESORA PRODUCT.SEG
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Microenterprise · 2025
- Incorporation date
- February 16, 2009
- Start of activities (SRI)
- February 16, 2009
- Subscribed capital
- $800
- Economic activity
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
- ISIC code
- K6622.00
- Last year with filed statements
- 2025
- Address
- Gonzalo Zaldumbide 500, Benito Juarez
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 042285337
Financial statements
- Current ratio
- 6.27
- Debt ratio
- 15.9%
- Net margin
- 10.0%
- Return on equity (ROE)
- 18.1%
- Revenue vs 2024
- −32.3%
The income statement · 2025
- Revenue $27,476
- Expenses $23,174
- Net result $2,743
Balance sheet structure · 2025
What it owns
- Current assets $17,991 100%
- Non-current assets $0 0%
How it is financed
- Current liabilities $2,869 16%
- Non-current liabilities $0 0%
- Equity $15,122 84%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $27,476 | $2,743 | $17,991 | $15,122 | 3 |
| 2024 | $40,562 | $6,028 | $28,237 | $24,467 | 4 |
| 2023 | $40,562 | $6,028 | $28,237 | $24,467 | 3 |
| 2022 | $38,760 | $6,059 | $20,704 | $18,439 | 3 |
| 2021 | $27,890 | −$3,196 | $6,411 | $5,988 | 3 |
| 2020 | $38,307 | $3,323 | $14,805 | $12,506 | 4 |
| 2019 | $60,427 | $6,827 | $14,156 | $9,648 | 4 |
| 2018 | $53,793 | $7,898 | $21,830 | $16,321 | 3 |
| 2017 | $30,998 | $288 | $7,815 | $7,545 | 3 |
| 2016 | $36,267 | $2,986 | $8,997 | $7,226 | 4 |
| 2015 | $18,208 | $1,729 | $5,081 | $3,908 | 2 |
In 2025 it recorded revenue of $27,476 and a net result of $2,743, a margin of 10.0%.
Its 2025 revenue exceeds that of 31.2% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 29.2% of the 34,598 on record.
Within its activity (ISIC code K6622.00, 620 companies with sales), its revenue exceeds that of 24.5%; the trade’s typical margin was 4.1%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 5, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- February 16, 2009
Establishments · 1 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Tarqui / Gonzalo Zaldumbide 500 y Benito Juarez Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas.
Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Guayaquil head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 5, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to insurance and pension funding
- Activities of insurance agents and brokers
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Frequently asked questions
What is the RUC of Coverage S.A. Agcia.asesora Product.seg?
The RUC (taxpayer registration number) of COVERAGE S.A. AGCIA.ASESORA PRODUCT.SEG is 0992616350001, according to Ecuador’s public corporate registry.
Is Coverage S.A. Agcia.asesora Product.seg active?
Yes. Its legal status in the registry is Activa.
What does Coverage S.A. Agcia.asesora Product.seg do?
Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Where is Coverage S.A. Agcia.asesora Product.seg located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Coverage S.A. Agcia.asesora Product.seg incorporated?
It was incorporated on February 16, 2009, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from