Company profile
Coberturinsa C. Ltda.
RUC 0991284206001 · Guayaquil, Guayas
Registry data
- RUC
- 0991284206001
- Legal name
- COBERTURINSA C. LTDA.
- Company type
- Limited liability company (Cía. Ltda.)
- Size segment (SCVS)
- Small · 2025
- Incorporation date
- April 7, 1994
- Start of activities (SRI)
- April 7, 1994
- Subscribed capital
- $2,001
- Economic activity
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
- ISIC code
- K6622.00
- Last year with filed statements
- 2025
- Address
- Circunvalacion Sur 114, Entre Calle Unica y Victor Emilio Estrad
- Location
- Guayaquil, Guayas
- Region
- Costa
- Phone
- 042382408
Financial statements
- Current ratio
- 1.21
- Debt ratio
- 82.6%
- Net margin
- −0.9%
- Return on equity (ROE)
- −2.9%
- Revenue vs 2024
- −5.3%
The income statement · 2025
- Revenue $245,871
- Expenses $239,796
- Net result −$2,152
Balance sheet structure · 2025
What it owns
- Current assets $424,700 100%
- Non-current assets $166 0%
How it is financed
- Current liabilities $350,873 83%
- Non-current liabilities $0 0%
- Equity $73,993 17%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $245,871 | −$2,152 | $424,866 | $73,993 | 9 |
| 2024 | $259,638 | −$142 | $370,184 | $76,145 | 14 |
| 2023 | $252,099 | $1,339 | $353,423 | $76,286 | 15 |
| 2022 | $235,420 | −$7,429 | $354,543 | $74,948 | 10 |
| 2021 | $405,455 | −$13,816 | $403,302 | $82,376 | 9 |
| 2020 | $510,753 | $7,443 | $406,607 | $96,192 | 15 |
| 2019 | $447,446 | $1,999 | $400,995 | $88,749 | 10 |
| 2018 | $570,142 | $16,158 | $350,271 | $86,751 | — |
| 2017 | $398,353 | −$8,086 | $289,319 | $70,593 | — |
| 2016 | $599,856 | $107 | $254,409 | $45,679 | — |
| 2015 | $356,111 | $10,082 | $168,252 | $45,571 | — |
In 2025 it recorded revenue of $245,871 and a net result of −$2,152, a margin of −0.9%.
Its 2025 revenue exceeds that of 66.1% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 64.9% of the 34,598 on record.
Within its activity (ISIC code K6622.00, 620 companies with sales), its revenue exceeds that of 70.6%; the trade’s typical margin was 4.1%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 3, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- April 7, 1994
Establishments · 1 registered, 1 open
- HEAD OFFICE Guayas / Guayaquil / Tarqui / Urdesa Circunvalacion Sur 114 y Entre Calle Unica y Vee Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Guayas.
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Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Guayaquil head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 3, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to insurance and pension funding
- Activities of insurance agents and brokers
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Frequently asked questions
What is the RUC of Coberturinsa C. Ltda.?
The RUC (taxpayer registration number) of COBERTURINSA C. LTDA. is 0991284206001, according to Ecuador’s public corporate registry.
Is Coberturinsa C. Ltda. active?
Yes. Its legal status in the registry is Activa.
What does Coberturinsa C. Ltda. do?
Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Where is Coberturinsa C. Ltda. located?
Its registered address is in Guayaquil, province of Guayas, Ecuador.
When was Coberturinsa C. Ltda. incorporated?
It was incorporated on April 7, 1994, as a limited liability company (cía. ltda.).
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Corporate information from official public records of Ecuador · where this data comes from