Company profile
Bypsa S.A. Agencia Asesora Productora de Seguros
RUC 0190133389001 · Cuenca, Azuay
Registry data
- RUC
- 0190133389001
- Legal name
- BYPSA S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS
- Trade name
- BYPSA
- Company type
- Stock corporation (S.A.)
- Size segment (SCVS)
- Medium · 2025
- Incorporation date
- December 11, 1990
- Start of activities (SRI)
- December 11, 1990
- Subscribed capital
- $51,002
- Economic activity
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
- ISIC code
- K6622.00
- Last year with filed statements
- 2025
- Address
- Ave. España 17-30, Turuhuaico, Aeropuerto
- Location
- Cuenca, Azuay
- Region
- Sierra
- Phone
- 072860877
Financial statements
- Current ratio
- 0.87
- Debt ratio
- 65.8%
- Net margin
- 20.5%
- Return on equity (ROE)
- 91.2%
- Revenue vs 2024
- +14.0%
The income statement · 2025
- Revenue $1,290,098
- Expenses $878,893
- Net result $264,221
Balance sheet structure · 2025
What it owns
- Current assets $396,121 47%
- Non-current assets $451,279 53%
How it is financed
- Current liabilities $456,922 54%
- Non-current liabilities $100,644 12%
- Equity $289,834 34%
“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.
| Year | Revenue | Net result | Assets | Equity | Employees |
|---|---|---|---|---|---|
| 2025 | $1,290,098 | $264,221 | $847,400 | $289,834 | 20 |
| 2024 | $1,131,268 | $141,177 | $713,782 | $194,637 | 19 |
| 2023 | $1,081,466 | $161,695 | $1,312,293 | $215,528 | 19 |
| 2022 | $1,010,703 | $35,770 | $1,200,879 | $140,992 | 21 |
| 2021 | $1,032,879 | $26,311 | $618,999 | $131,533 | 24 |
| 2020 | $876,741 | $74,342 | $502,041 | $179,565 | 23 |
| 2019 | $1,016,215 | $111,534 | $639,017 | $216,756 | 22 |
| 2018 | $1,148,158 | $103,296 | $422,237 | $208,518 | 23 |
| 2017 | $953,755 | $103,041 | $401,342 | $208,263 | 23 |
| 2016 | $997,376 | $70,296 | $379,254 | $175,518 | 22 |
| 2015 | $1,090,437 | $58,860 | $343,976 | $164,082 | 23 |
In 2025 it recorded revenue of $1,290,098 and a net result of $264,221, a margin of 20.5%.
Its 2025 revenue exceeds that of 87.4% of the 95,463 companies in the country that recorded sales that year. In Azuay, it exceeds 89.2% of the 5,838 on record.
Within its activity (ISIC code K6622.00, 620 companies with sales), its revenue exceeds that of 92.6%; the trade’s typical margin was 4.1%.
Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.
Tax status (SRI)
updated September 2, 2026- Phantom taxpayer: No
- Nonexistent transactions: No
- Tax regime
- General regime The set of rules under which it files its taxes
- Required to keep accounting books
- Yes
- Withholding agent
- Yes When paying third parties, it withholds taxes and remits them to the SRI
- Special taxpayer
- No Designated by the SRI for its size, with additional filing obligations
- Start of activities
- December 11, 1990
Establishments · 1 registered, 1 open
- HEAD OFFICE Azuay / Cuenca / el Vecino / Av. España 17-30 y Turuhuayco Open
Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.
Where it operates
It has 1 open establishment in Azuay.
Camilo Ponce Enriquez · 0 companiesChordeleg · 0 companiesCuenca · 1 companiesEl Pan · 0 companiesGirón · 0 companiesGuachapala · 0 companiesGualaceo · 0 companiesNabón · 0 companiesOña · 0 companiesPaute · 0 companiesPucará · 0 companiesSan Fernando · 0 companiesSanta Isabel · 0 companiesSevilla de Oro · 0 companiesSigsig · 0 companies Point at or tap a canton to see its figure
Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).
Cantons with a presence
- Cuenca head office 1 location
Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 2, 2026. The location is the province and canton on record, not each site’s exact address.
Activity classification (ISIC)
- Financial and insurance activities
- Activities auxiliary to financial service and insurance activities
- Activities auxiliary to insurance and pension funding
- Activities of insurance agents and brokers
- Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Frequently asked questions
What is the RUC of Bypsa S.A. Agencia Asesora Productora de Seguros?
The RUC (taxpayer registration number) of BYPSA S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS is 0190133389001, according to Ecuador’s public corporate registry.
Is Bypsa S.A. Agencia Asesora Productora de Seguros active?
Yes. Its legal status in the registry is Activa.
What trade name does Bypsa S.A. Agencia Asesora Productora de Seguros use?
It operates under the trade name BYPSA, according to the SRI’s RUC registry.
What does Bypsa S.A. Agencia Asesora Productora de Seguros do?
Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
Where is Bypsa S.A. Agencia Asesora Productora de Seguros located?
Its registered address is in Cuenca, province of Azuay, Ecuador.
When was Bypsa S.A. Agencia Asesora Productora de Seguros incorporated?
It was incorporated on December 11, 1990, as a stock corporation (s.a.).
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Corporate information from official public records of Ecuador · where this data comes from