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Apese S.A. Agencia Asesora Productora de Seguros

RUC 0990715793001 · Guayaquil, Guayas

Registry data

RUC
0990715793001
Legal name
APESE S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS
Trade name
APESE S.A.
Size segment (SCVS)
Small · 2025
Incorporation date
July 27, 1997
Start of activities (SRI)
October 26, 1984
Subscribed capital
$26,273
Economic activity
Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
ISIC code
K6622.00
Last year with filed statements
2025
Address
Los Rios 810, Nueve de Octubre, el Salado
Location
Guayaquil, Guayas
Region
Costa

Financial statements

Current ratio
2.26
Debt ratio
65.5%
Net margin
0.2%
Return on equity (ROE)
1.4%
Revenue vs 2024
−1.0%
Revenue by year 2015 → 2025 · +25.3%
$315 k
$314 k
$412 k
$394 k
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Net result by year
−$3.0 k
−$12.1 k
$8.1 k
$593
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Employees by year 2015 → 2025 · ×5.0
2
13
10
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

The income statement · 2025

  • Revenue $394,274
  • Expenses $392,882
  • Net result $593

Balance sheet structure · 2025

What it owns

  • Current assets $101,566 81%
  • Non-current assets $23,599 19%

How it is financed

  • Current liabilities $45,038 36%
  • Non-current liabilities $36,887 29%
  • Equity $43,240 35%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $394,274 $593 $125,165 $43,240 10
2024 $398,191 $4,135 $133,413 $42,647 11
2023 $411,784 $1,062 $126,302 $38,053 8
2022 $352,216 $5,496 $82,381 $36,873 8
2021 $332,782 $8,133 $85,876 $30,766 6
2020 $324,335 −$2,223 $62,544 $5,156 5
2019 $344,219 $3,470 $66,556 $25,996 6
2018 $333,605 $651 $48,772 $22,140 6
2017 $314,371 $2,510 $52,133 $21,417 11
2016 $319,214 −$12,123 $61,980 $18,538 13
2015 $314,657 −$3,034 $85,760 $38,463 2

In 2025 it recorded revenue of $394,274 and a net result of $593, a margin of 0.2%.

Its 2025 revenue exceeds that of 73.6% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 72.8% of the 34,598 on record.

Within its activity (ISIC code K6622.00, 620 companies with sales), its revenue exceeds that of 79.8%; the trade’s typical margin was 4.1%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Tax status (SRI)

updated September 1, 2026
RUC status: Active
  • Phantom taxpayer: No
  • Nonexistent transactions: No
Tax regime
General regime The set of rules under which it files its taxes
Required to keep accounting books
Yes
Withholding agent
Yes When paying third parties, it withholds taxes and remits them to the SRI
Special taxpayer
No Designated by the SRI for its size, with additional filing obligations
Start of activities
October 26, 1984

Establishments · 1 registered, 1 open

  • HEAD OFFICE Guayas / Guayaquil / Nueve de Octubre / los Rios 810 y 9 de Octubre - Hurtado Open

Tax status according to the public records of the SRI (Servicio de Rentas Internas, the national tax authority). The risk designations are the SRI’s, not a rating by this site: phantom taxpayer means the SRI considers the company to have no real activity at its declared address, and nonexistent transactions means it invoiced operations the SRI determined never took place.

Where it operates

It has 1 open establishment in Guayas.

Alfredo Baquerizo Moreno: 0 companies Balao: 0 companies Balzar: 0 companies Colimes: 0 companies Coronel Marcelino Maridueña: 0 companies Daule: 0 companies Durán: 0 companies El Empalme: 0 companies El Triunfo: 0 companies General Antonio Elizalde: 0 companies Guayaquil: 1 companies Isidro Ayora: 0 companies Lomas de Sargentillo: 0 companies Milagro: 0 companies Naranjal: 0 companies Naranjito: 0 companies Nobol: 0 companies Palestina: 0 companies Pedro Carbo: 0 companies Playas: 0 companies Salitre: 0 companies Samborondón: 0 companies Santa Lucia: 0 companies Simón Bolívar: 0 companies Yaguachi: 0 companies Guayaquil Naranjal Balzar Pedro Carbo Colimes Salitre Milagro Daule Balao Durán

Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

  • Guayaquil head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated September 1, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Activities auxiliary to financial service and insurance activities
  3. Activities auxiliary to insurance and pension funding
  4. Activities of insurance agents and brokers
  5. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Frequently asked questions

What is the RUC of Apese S.A. Agencia Asesora Productora de Seguros?

The RUC (taxpayer registration number) of APESE S.A. AGENCIA ASESORA PRODUCTORA DE SEGUROS is 0990715793001, according to Ecuador’s public corporate registry.

Is Apese S.A. Agencia Asesora Productora de Seguros active?

Yes. Its legal status in the registry is Activa.

What trade name does Apese S.A. Agencia Asesora Productora de Seguros use?

It operates under the trade name APESE S.A., according to the SRI’s RUC registry.

What does Apese S.A. Agencia Asesora Productora de Seguros do?

Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Where is Apese S.A. Agencia Asesora Productora de Seguros located?

Its registered address is in Guayaquil, province of Guayas, Ecuador.

When was Apese S.A. Agencia Asesora Productora de Seguros incorporated?

It was incorporated on July 27, 1997, as a stock corporation (s.a.).

Related companies

Corporate information from official public records of Ecuador · where this data comes from