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Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda.

RUC 0993346160001 · Guayaquil, Guayas

Registry data

RUC
0993346160001
Legal name
AGENCIA ASESORA PRODUCTORA DE SEGUROS CERTUS - BROKERS&ASSOCIATES CIA.LTDA.
Trade name
CERTUS CIA. LTDA
Size segment (SCVS)
Microenterprise · 2025
Incorporation date
July 16, 2021
Start of activities (SRI)
July 16, 2021
Subscribed capital
$800
Economic activity
Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies
ISIC code
K6622.00
Last year with filed statements
2025
Address
Joaquin J Orrantia N/a, 1 Pasaje 1 a Ne
Location
Guayaquil, Guayas
Region
Costa

Financial statements

Current ratio
976.94
Debt ratio
0.1%
Net margin
19.7%
Return on equity (ROE)
26.4%
Revenue vs 2024
−27.7%
Revenue by year 2021 → 2025 · +13.4%
$43.8 k
$116 k
$49.6 k
2021 2022 2023 2024 2025
Net result by year 2021 → 2025 · +145.4%
$4.0 k
$11.1 k
$9.8 k
2021 2022 2023 2024 2025
Employees by year 2021 → 2025 · −68.8%
16
5
2021 2022 2023 2024 2025

The income statement · 2025

  • Revenue $49,614
  • Expenses $36,590
  • Net result $9,768

Balance sheet structure · 2025

What it owns

  • Current assets $24,345 66%
  • Non-current assets $12,725 34%

How it is financed

  • Current liabilities $25 0%
  • Non-current liabilities $0 0%
  • Equity $37,046 100%

“Current” means within one year: what can be turned into cash, or what has to be paid, in that span.

Financial statements filed with the Superintendencia de Compañías, year by year
Year Revenue Net result Assets Equity Employees
2025 $49,614 $9,768 $37,071 $37,046 5
2024 $68,605 $11,105 $33,470 $27,278 6
2023 $63,188 $3,595 $22,292 $14,346 5
2022 $115,741 $4,629 $32,788 $9,408 2
2021 $43,751 $3,980 $16,799 $4,780 16

In 2025 it recorded revenue of $49,614 and a net result of $9,768, a margin of 19.7%.

Its 2025 revenue exceeds that of 39.6% of the 95,463 companies in the country that recorded sales that year. In Guayas, it exceeds 37.6% of the 34,598 on record.

Within its activity (ISIC code K6622.00, 620 companies with sales), its revenue exceeds that of 35.2%; the trade’s typical margin was 4.1%.

Values in US dollars, as filed with the Superintendencia de Compañías, Ecuador’s corporate regulator.

Where it operates

It has 1 open establishment in Guayas.

Alfredo Baquerizo Moreno: 0 companies Balao: 0 companies Balzar: 0 companies Colimes: 0 companies Coronel Marcelino Maridueña: 0 companies Daule: 0 companies Durán: 0 companies El Empalme: 0 companies El Triunfo: 0 companies General Antonio Elizalde: 0 companies Guayaquil: 1 companies Isidro Ayora: 0 companies Lomas de Sargentillo: 0 companies Milagro: 0 companies Naranjal: 0 companies Naranjito: 0 companies Nobol: 0 companies Palestina: 0 companies Pedro Carbo: 0 companies Playas: 0 companies Salitre: 0 companies Samborondón: 0 companies Santa Lucia: 0 companies Simón Bolívar: 0 companies Yaguachi: 0 companies Guayaquil Naranjal Balzar Pedro Carbo Colimes Salitre Milagro Daule Balao Durán

Alfredo Baquerizo Moreno · 0 companiesBalao · 0 companiesBalzar · 0 companiesColimes · 0 companiesCoronel Marcelino Maridueña · 0 companiesDaule · 0 companiesDurán · 0 companiesEl Empalme · 0 companiesEl Triunfo · 0 companiesGeneral Antonio Elizalde · 0 companiesGuayaquil · 1 companiesIsidro Ayora · 0 companiesLomas de Sargentillo · 0 companiesMilagro · 0 companiesNaranjal · 0 companiesNaranjito · 0 companiesNobol · 0 companiesPalestina · 0 companiesPedro Carbo · 0 companiesPlayas · 0 companiesSalitre · 0 companiesSamborondón · 0 companiesSanta Lucia · 0 companiesSimón Bolívar · 0 companiesYaguachi · 0 companies Point at or tap a canton to see its figure

Cantons of the province. Each canton links to its listing. Boundaries: geoBoundaries (CC BY 4.0).

Cantons with a presence

  • Guayaquil head office 1 location

Establishments declared to the SRI (Servicio de Rentas Internas, the national tax authority), updated August 7, 2026. The location is the province and canton on record, not each site’s exact address.

Activity classification (ISIC)

  1. Financial and insurance activities
  2. Activities auxiliary to financial service and insurance activities
  3. Activities auxiliary to insurance and pension funding
  4. Activities of insurance agents and brokers
  5. Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Frequently asked questions

What is the RUC of Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda.?

The RUC (taxpayer registration number) of AGENCIA ASESORA PRODUCTORA DE SEGUROS CERTUS - BROKERS&ASSOCIATES CIA.LTDA. is 0993346160001, according to Ecuador’s public corporate registry.

Is Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda. active?

Yes. Its legal status in the registry is Activa.

What trade name does Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda. use?

It operates under the trade name CERTUS CIA. LTDA, according to the SRI’s RUC registry.

What does Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda. do?

Its registered economic activity (ISIC K6622.00) is: Activities of insurance agents and brokers (insurance intermediaries) selling, negotiating or offering annuity contracts and insurance and reinsurance policies

Where is Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda. located?

Its registered address is in Guayaquil, province of Guayas, Ecuador.

When was Agencia Asesora Productora de Seguros Certus - Brokers&associates Cia.ltda. incorporated?

It was incorporated on July 16, 2021, as a limited liability company (cía. ltda.).

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Corporate information from official public records of Ecuador · where this data comes from